Coral India Finance & Housing Ltd

Coral India Fin. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Coral India Finance & Housing Ltd

₹ 46.2 0.22%
30 Jun - close price
corallab.com; www.coralhousing.in BSE: 531556 NSE: CORALFINAC
About

Incorporated in 1995, Coral India Finance and Housing Ltd provides Construction, Investment, development & maintenance of properties and related services[1]

Key Points

Business Divisions:[1]
a) Construction:
Company develops real estate projects across commercial complexes, residential developments. It works as Builders,Developers, Contractors for Construction work, including land and property development and Real estate dealers and also works on design, landscaping, engineering and structural strength of these developments
b) Financial Services:
Bill discounting, raising & placement of funds, placement of securities, advising on investments of funds, financial consultants, project counseling & advisory services, Investments and lending activities, etc.

Website BSE NSE
  • Market Cap ₹ 186 Cr.
  • Current Price ₹ 46.2
  • High / Low ₹ 77.8 / 33.7
  • Stock P/E 10.6
  • Book Value ₹ 54.8
  • Dividend Yield 0.87 %
  • ROCE 10.5 %
  • ROE 8.65 %
  • Face Value ₹ 2.00
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 0.84 times its book value

Cons

  • The company has delivered a poor sales growth of 9.80% over past five years.
  • Company has a low return on equity of 11.0% over last 3 years.
  • Dividend payout has been low at 7.86% of profits over last 3 years
  • Working capital days have increased from 748 days to 2,000 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Services Services Commercial Services & Supplies Diversified Commercial Services

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Quarterly Results

Figures in Rs. Crores

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
8.22 4.32 3.78 10.83 10.62 8.82 8.25 3.50 7.12 7.91 6.52 3.68 3.05
1.67 1.21 0.75 2.88 3.40 2.70 1.71 0.80 1.71 1.33 1.09 1.55 0.75
Operating Profit 6.55 3.11 3.03 7.95 7.22 6.12 6.54 2.70 5.41 6.58 5.43 2.13 2.30
OPM % 79.68% 71.99% 80.16% 73.41% 67.98% 69.39% 79.27% 77.14% 75.98% 83.19% 83.28% 57.88% 75.41%
-0.15 -0.43 0.75 0.40 0.37 1.32 -0.76 0.95 1.39 1.99 1.55 0.72 0.56
Interest 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.01
Profit before tax 6.36 2.66 3.76 8.33 7.57 7.42 5.76 3.63 6.78 8.55 6.96 2.83 2.85
Tax % 29.09% 16.92% 18.62% 17.41% 18.49% 16.44% 20.83% 13.77% -1.47% 16.37% 18.68% 17.67% 17.54%
4.50 2.21 3.06 6.87 6.18 6.20 4.55 3.13 6.88 7.15 5.66 2.33 2.35
EPS in Rs 1.12 0.55 0.76 1.70 1.53 1.54 1.13 0.78 1.71 1.77 1.40 0.58 0.58
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
14 19 12 14 23 15 13 19 27 31 31 21
5 6 4 3 6 4 3 4 5 8 7 5
Operating Profit 9 13 8 10 17 10 10 15 22 22 24 16
OPM % 63% 68% 69% 76% 75% 71% 74% 78% 81% 73% 77% 78%
0 0 0 0 0 0 0 1 0 0 0 5
Interest 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 8 13 8 10 17 10 10 16 22 22 24 21
Tax % 20% 21% 19% 19% 21% 19% 17% 17% 21% 18% 12% 17%
7 10 6 8 13 8 8 13 17 18 21 17
EPS in Rs 1.34 2.07 1.27 1.63 2.70 1.65 1.61 3.22 4.31 4.55 5.15 4.34
Dividend Payout % 16% 10% 16% 2% 7% 12% 12% 16% 7% 7% 8% 9%
Compounded Sales Growth
10 Years: 1%
5 Years: 10%
3 Years: -8%
TTM: -31%
Compounded Profit Growth
10 Years: 5%
5 Years: 17%
3 Years: 0%
TTM: -16%
Stock Price CAGR
10 Years: 15%
5 Years: 11%
3 Years: 11%
1 Year: -13%
Return on Equity
10 Years: 10%
5 Years: 11%
3 Years: 11%
Last Year: 9%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 10 10 10 10 10 10 10 8 8 8 8 8
Reserves 53 62 67 135 134 118 107 119 134 142 175 213
0 0 0 0 0 0 0 0 0 0 0 0
7 11 12 6 5 6 8 8 11 15 10 13
Total Liabilities 70 83 90 151 149 133 125 135 153 164 193 234
3 3 2 13 12 12 12 18 18 18 18 18
CWIP 2 4 6 7 4 5 5 5 3 3 3 4
Investments 21 25 31 93 89 59 48 79 78 86 120 161
44 51 50 39 44 57 60 33 54 58 52 51
Total Assets 70 83 90 151 149 133 125 135 153 164 193 234

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-4 7 -1 3 -1 5 8 4 2 22 5 19
-6 -3 -4 -2 2 -5 -6 15 1 -9 -3 -18
-0 -0 0 -1 -0 -1 -1 -21 -2 -1 -1 -2
Net Cash Flow -9 4 -5 -1 1 -1 1 -2 1 12 0 -1

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 13 2 17 20 12 26 54 35 14 5 6 11
Inventory Days 2,500 1,161 6,045 2,640 6,289 6,190 2,489 2,510 749 827
Days Payable 49 38 205 140 104 118 178 5 8 4
Cash Conversion Cycle 2,464 1,125 5,857 20 2,512 6,211 6,126 2,346 2,519 746 829 11
Working Capital Days 344 110 133 259 200 330 306 216 225 129 116 2,000
ROCE % 14% 19% 10% 9% 12% 8% 8% 13% 16% 15% 14% 10%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00% 75.00%
0.42% 0.42% 0.42% 0.42% 0.42% 0.42% 0.42% 0.60% 0.59% 0.69% 0.69% 0.69%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.02% 0.02%
24.58% 24.58% 24.59% 24.58% 24.58% 24.57% 24.57% 24.41% 24.42% 24.29% 24.28% 24.28%
No. of Shareholders 11,60112,62512,24412,18112,35813,50015,40215,64615,49117,12916,63116,683

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

Announcements

Annual reports