Canara HSBC Life Insurance Company Ltd

Canara HSBC Life Insurance Company Ltd

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About

Canara HSBC Life Insurance is an Indian life insurance company, headquartered in Gurugram. In 2008, Canara HSBC Life Insurance was a JV between Canara Bank (51%), HSBC Insurance (Asia Pacific) Holdings Limited (26%) and PNB (23%). In 2022, the company renamed itself as Canara HSBC Life Insurance after the exit of its third partner, PNB.[1]

Key Points

Business Profile[1][2]
Canara HSBC Life Insurance Company Limited is a bank-led private life insurer jointly promoted by Canara Bank (51%) and HSBC Insurance. The company offers a comprehensive range of individual and group insurance solutions, including savings, protection, retirement, ULIPs, annuity, and government-backed schemes.

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  • ROE %
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Quarterly Results

Figures in Rs. Crores

Operating Profit
OPM %
Interest
Depreciation
Profit before tax
Tax %
EPS in Rs
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Profit & Loss

Figures in Rs. Crores

Operating Profit
OPM %
Interest
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
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TTM: %
Stock Price CAGR
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Return on Equity
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Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow
Free Cash Flow
CFO/OP

Ratios

Figures in Rs. Crores

Debtor Days
Inventory Days
Days Payable
Cash Conversion Cycle
Working Capital Days
ROCE %

Insights

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Assets Under Management (AUM)
INR Billion ・Standalone data

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Market Share (Based on Individual WPI)
% ・Standalone data
61st Month Persistency Ratio
% ・Standalone data
13th Month Persistency Ratio
% ・Standalone data
Overall Claim Settlement Ratio
% ・Standalone data
Solvency Ratio
times ・Standalone data
Total Expense Ratio
% ・Standalone data
Total Lives Covered
Million ・Standalone data
Bancassurance Reach (Partner Branches)
Number ・Standalone data

Shareholding Pattern

Numbers in percentages

Dec 2025
62.00%
4.57%
30.85%
2.32%
0.26%
No. of Shareholders 87,477

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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