Justo Realfintech Ltd
Incorporated in 2019, Justo Realfintech Limited specializes in providing comprehensive real estate solutions, including sales, marketing, funding, and project planning services, primarily targeting mid-ticket residential developments.[1]
- Market Cap ₹ 238 Cr.
- Current Price ₹ 126
- High / Low ₹ 137 / 121
- Stock P/E 15.8
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 44.0 %
- ROE 37.7 %
- Face Value ₹ 10.0
Pros
- Company has a good return on equity (ROE) track record: 3 Years ROE 48.8%
Cons
- Promoter holding is low: 38.2%
- Company has high debtors of 222 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Consumer Discretionary Realty Realty Real Estate related services
Part of BSE SME IPO
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
| Operating Profit |
| OPM % |
| Interest |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Raw PDF |
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| 10 | 30 | 70 | 59 | 81 | |
| 9 | 25 | 48 | 49 | 60 | |
| Operating Profit | 1 | 6 | 22 | 11 | 22 |
| OPM % | 13% | 18% | 32% | 18% | 27% |
| 0 | 0 | 0 | 0 | 0 | |
| Interest | 0 | 0 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 5 | 21 | 9 | 20 |
| Tax % | -5% | 28% | 28% | 26% | 26% |
| 1 | 4 | 15 | 7 | 15 | |
| EPS in Rs | 86.17 | 282.53 | 1,180.14 | 534.26 | 10.86 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 39% |
| TTM: | 37% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 60% |
| TTM: | 117% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 49% |
| Last Year: | 38% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 0.13 | 0.13 | 0.13 | 0.13 | 14 |
| Reserves | 0 | 5 | 20 | 27 | 39 |
| 2 | 3 | 4 | 2 | 16 | |
| 4 | 6 | 9 | 12 | 8 | |
| Total Liabilities | 7 | 14 | 33 | 42 | 76 |
| 0 | 1 | 1 | 4 | 7 | |
| CWIP | 0 | 0 | 0 | 2 | 4 |
| Investments | 0 | 0 | 0 | 0 | 0 |
| 7 | 14 | 31 | 36 | 65 | |
| Total Assets | 7 | 14 | 33 | 42 | 76 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| -1 | 2 | 1 | 5 | -9 | |
| -0 | -2 | -2 | -4 | -9 | |
| 2 | 1 | 0 | -1 | 25 | |
| Net Cash Flow | -0 | 1 | -1 | -0 | 7 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Debtor Days | 194 | 121 | 149 | 194 | 222 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 194 | 121 | 149 | 194 | 222 |
| Working Capital Days | 76 | 35 | 105 | 141 | 163 |
| ROCE % | 98% | 138% | 38% | 44% |
Documents
Announcements
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Board Meeting Intimation for Justo Realfintech Limited, Hereby Informs Stock Exchange Of It Schedule Board Meeting For Approval Of Unaudited Financial For The Half Year Ended 30.09.2025
2d - Board meeting on 29 Oct 2025 to approve unaudited standalone and consolidated H1 results (30 Sep 2025).
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 14 Oct
-
General-Updates
9 Oct - Board approved Mumbai office shift and final NCD repayment ₹7.20 crore releasing charge and guarantee.
-
Announcement under Regulation 30 (LODR)-Change in Registered Office Address
9 Oct - Board approved Mumbai office shift; final NCD repayment ₹7.20 crore, charge and CMD guarantee released (08-Oct-2025).
- Listing of Equity Shares of Justo Realfintech Ltd 1 Oct
Business Profile[1][2]
Justo Realfintech Limited is a full-service real estate mandate company based in Maharashtra, India. The company operates in Pune, Mumbai Metropolitan Region (MMR), and Nashik, with additional presence in Aurangabad and Kolhapur. Established as a tech-enabled real estate services provider, Justo manages the entire sales and marketing lifecycle for real estate developers through its extensive network of over 3,400 channel partners.