Paul Merchants Ltd
Incorporated in 1991, Paul Merchants Ltd is in money exchange and remittances business
- Market Cap ₹ 350 Cr.
- Current Price ₹ 3,401
- High / Low ₹ 3,401 / 1,050
- Stock P/E 7.11
- Book Value ₹ 5,241
- Dividend Yield 0.00 %
- ROCE 11.3 %
- ROE 9.02 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.65 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 9.02% over past five years.
- Company has a low return on equity of 8.76% over last 3 years.
- Contingent liabilities of Rs.342 Cr.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|
2,165 | 2,466 | 2,891 | 4,553 | 4,928 | 5,405 | 3,041 | 5,367 | 7,012 | 7,091 | |
2,138 | 2,433 | 2,881 | 4,529 | 4,901 | 5,363 | 2,991 | 5,300 | 6,929 | 6,993 | |
Operating Profit | 27 | 32 | 10 | 25 | 27 | 42 | 51 | 68 | 83 | 98 |
OPM % | 1% | 1% | 0% | 1% | 1% | 1% | 2% | 1% | 1% | 1% |
3 | 5 | 11 | 201 | 2 | -0 | 1 | 1 | 1 | 4 | |
Interest | 4 | 3 | 2 | 2 | 1 | 2 | 5 | 11 | 20 | 31 |
Depreciation | 3 | 3 | 3 | 4 | 3 | 3 | 3 | 3 | 4 | 5 |
Profit before tax | 24 | 31 | 16 | 220 | 24 | 36 | 44 | 54 | 60 | 67 |
Tax % | 35% | 35% | 23% | 3% | 8% | 26% | 23% | 26% | 26% | |
15 | 20 | 13 | 214 | 22 | 26 | 33 | 40 | 44 | 49 | |
EPS in Rs | 148.64 | 198.15 | 124.71 | 2,076.46 | 214.79 | 256.52 | 325.39 | 390.76 | 428.11 | 475.48 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 1% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 9% |
3 Years: | 9% |
TTM: | 8% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | -27% |
3 Years: | 17% |
TTM: | 11% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | -1% |
3 Years: | 38% |
1 Year: | 149% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 8% |
3 Years: | 9% |
Last Year: | 9% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reserves | 117 | 138 | 148 | 363 | 366 | 392 | 426 | 466 | 510 | 538 |
21 | 24 | 18 | 22 | 17 | 33 | 80 | 132 | 307 | 442 | |
59 | 56 | 60 | 87 | 21 | 29 | 29 | 51 | 72 | 74 | |
Total Liabilities | 198 | 218 | 228 | 473 | 405 | 455 | 535 | 649 | 890 | 1,055 |
44 | 54 | 50 | 76 | 76 | 64 | 63 | 63 | 67 | 70 | |
CWIP | 2 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
Investments | 0 | 5 | 9 | 123 | 99 | 55 | 37 | 30 | 24 | 23 |
152 | 158 | 167 | 274 | 231 | 336 | 434 | 555 | 799 | 962 | |
Total Assets | 198 | 218 | 228 | 473 | 405 | 455 | 535 | 649 | 890 | 1,055 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|
108 | 21 | 18 | -276 | 13 | -83 | -69 | -38 | -154 | |
-22 | -16 | 1 | 241 | -25 | 73 | 23 | 6 | 0 | |
-76 | -2 | -5 | 2 | -6 | 13 | 42 | 41 | 155 | |
Net Cash Flow | 11 | 2 | 14 | -34 | -18 | 4 | -4 | 9 | 2 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|
Debtor Days | 8 | 6 | 4 | 1 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 1 |
Days Payable | 7 | 5 | 3 | 1 | 0 | 0 | 0 | 0 | 0 |
Cash Conversion Cycle | 2 | 2 | 2 | 1 | 0 | 1 | 1 | 1 | 1 |
Working Capital Days | 2 | 3 | 2 | 5 | 13 | 20 | 47 | 33 | 36 |
ROCE % | 23% | 11% | 80% | 6% | 10% | 10% | 12% | 11% |
Documents
Announcements
- Revised Record Date For Bonus Shares 19h
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Announcement under Regulation 30 (LODR)-Newspaper Publication
2 Dec - Copy of newspaper publication in "The Financial Express" & "Jansatta" on December 02, 2023 in relation to fixation of record date for issue of Bonus …
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Announcement under Regulation 30 (LODR)-Newspaper Publication
2 Dec - Copy of newspaper publication in "The Financial Express" & "Jansatta" on December 02, 2023 in relation to fixation of record date for issue of Bonus …
- Intimation Of Record Date Under Regulation 42 Of The SEBI (LODR) Regulations, 2015 1 Dec
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Announcement Under Regulation 30 (LODR)- Update Regarding Wholly Owned Subsidiary
29 Nov - Allotment of securities by Paul Merchants Finance Private Limited, Wholly Owned Subsidiary of the Company
Annual reports
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
from bse
Registrations:[1]
Corporate Head office of company is in Chandigarh. Company holds licenses issued by Reserve Bank of India to act as Authorized Dealer Category II and is a prominent Sub-Agent of EBIX Money Express (P) Ltd for providing inbound International Money Transfer services. Further PML is an IATA accredited Travel Agency. Company is ISO 9001:2015 certified by United Registrar of Systems