Paul Merchants Ltd
Incorporated in 1991, Paul Merchants Ltd is in money exchange and remittances business
- Market Cap ₹ 312 Cr.
- Current Price ₹ 1,012
- High / Low ₹ 1,480 / 587
- Stock P/E 5.73
- Book Value ₹ 1,833
- Dividend Yield 0.00 %
- ROCE 12.3 %
- ROE 10.2 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.55 times its book value
- Company has delivered good profit growth of 20.3% CAGR over last 5 years
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 9.46% over last 3 years.
- Contingent liabilities of Rs.575 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|
2,165 | 2,466 | 2,891 | 4,553 | 4,928 | 5,405 | 3,041 | 5,367 | 7,012 | 6,670 | 5,893 | |
2,138 | 2,433 | 2,881 | 4,529 | 4,901 | 5,363 | 2,991 | 5,300 | 6,929 | 6,551 | 5,774 | |
Operating Profit | 27 | 32 | 10 | 25 | 27 | 42 | 51 | 68 | 83 | 119 | 119 |
OPM % | 1% | 1% | 0% | 1% | 1% | 1% | 2% | 1% | 1% | 2% | 2% |
3 | 5 | 11 | 201 | 2 | -0 | 1 | 1 | 1 | 3 | 7 | |
Interest | 4 | 3 | 2 | 2 | 1 | 2 | 5 | 11 | 20 | 43 | 47 |
Depreciation | 3 | 3 | 3 | 4 | 3 | 3 | 3 | 3 | 4 | 6 | 6 |
Profit before tax | 24 | 31 | 16 | 220 | 24 | 36 | 44 | 54 | 60 | 73 | 73 |
Tax % | 35% | 35% | 23% | 3% | 8% | 26% | 23% | 26% | 26% | 25% | |
15 | 20 | 13 | 214 | 22 | 26 | 33 | 40 | 44 | 55 | 54 | |
EPS in Rs | 49.29 | 65.71 | 41.35 | 688.58 | 71.23 | 85.06 | 107.90 | 129.58 | 141.97 | 177.14 | 175.77 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 1% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 6% |
3 Years: | 30% |
TTM: | -16% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 20% |
3 Years: | 18% |
TTM: | 18% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 20% |
3 Years: | 25% |
1 Year: | 59% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 9% |
3 Years: | 9% |
Last Year: | 10% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 |
Reserves | 117 | 138 | 148 | 363 | 366 | 392 | 426 | 466 | 510 | 562 |
21 | 24 | 18 | 22 | 17 | 33 | 80 | 132 | 307 | 493 | |
59 | 56 | 60 | 87 | 21 | 29 | 29 | 51 | 72 | 98 | |
Total Liabilities | 198 | 218 | 228 | 473 | 405 | 455 | 535 | 649 | 890 | 1,156 |
44 | 54 | 50 | 76 | 76 | 64 | 63 | 63 | 67 | 72 | |
CWIP | 2 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
Investments | 0 | 5 | 9 | 123 | 99 | 55 | 37 | 30 | 24 | 22 |
152 | 158 | 167 | 274 | 231 | 336 | 434 | 555 | 799 | 1,063 | |
Total Assets | 198 | 218 | 228 | 473 | 405 | 455 | 535 | 649 | 890 | 1,156 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|
108 | 21 | 18 | -276 | 13 | -83 | -69 | -38 | -154 | -135 | |
-22 | -16 | 1 | 241 | -25 | 73 | 23 | 6 | 0 | -5 | |
-76 | -2 | -5 | 2 | -6 | 13 | 42 | 41 | 155 | 143 | |
Net Cash Flow | 11 | 2 | 14 | -34 | -18 | 4 | -4 | 9 | 2 | 3 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 8 | 6 | 4 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 1 |
Days Payable | 7 | 5 | 3 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash Conversion Cycle | 2 | 2 | 2 | 1 | 0 | 1 | 1 | 1 | 1 | 1 |
Working Capital Days | 2 | 3 | 2 | 5 | 13 | 20 | 47 | 33 | 36 | 51 |
ROCE % | 23% | 11% | 80% | 6% | 10% | 10% | 12% | 11% | 12% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
30 Aug - Copy of Newspapers (The Financial Express and Jansatta) in which the Notice of 40th AGM and e-voting has been published
- Intimation Of Book Closure For The Purpose Of Annual General Meeting For The Financial Year Ended 2023-24 29 Aug
- Notice Of 40Th Annual General Meeting And E-Voting 29 Aug
- Dispatch Of Notice Of 40Th Annual General Meeting Of The Company To The Shareholders 29 Aug
- Reg. 34 (1) Annual Report. 29 Aug
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Registrations:[1]
Corporate Head office of company is in Chandigarh. Company holds licenses issued by Reserve Bank of India to act as Authorized Dealer Category II and is a prominent Sub-Agent of EBIX Money Express (P) Ltd for providing inbound International Money Transfer services. Further PML is an IATA accredited Travel Agency. Company is ISO 9001:2015 certified by United Registrar of Systems