Greencrest Financial Services Ltd
₹ 0.63
3.28%
10 Sep
3:02 p.m.
About
Incorporated in 1993, Greencrest Financial Services Ltd is in the business of finance and investments.[1]
Key Points
- Market Cap ₹ 23.0 Cr.
- Current Price ₹ 0.63
- High / Low ₹ 0.70 / 0.46
- Stock P/E 17.8
- Book Value ₹ 1.55
- Dividend Yield 0.00 %
- ROCE 5.08 %
- ROE 2.42 %
- Face Value ₹ 1.00
Pros
- Stock is trading at 0.39 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 1.25%
- Company has a low return on equity of 2.35% over last 3 years.
- Company might be capitalizing the interest cost
- Debtor days have increased from 37.7 to 75.8 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10.65 | 15.73 | 10.20 | 32.53 | 57.37 | 3.65 | 3.81 | 8.88 | 24.48 | 39.27 | 71.77 | 38.12 | 39.23 | |
| 8.84 | 14.63 | 9.23 | 31.71 | 56.24 | 3.02 | 3.12 | 7.93 | 21.52 | 35.77 | 66.84 | 32.85 | 34.00 | |
| Operating Profit | 1.81 | 1.10 | 0.97 | 0.82 | 1.13 | 0.63 | 0.69 | 0.95 | 2.96 | 3.50 | 4.93 | 5.27 | 5.23 |
| OPM % | 17.00% | 6.99% | 9.51% | 2.52% | 1.97% | 17.26% | 18.11% | 10.70% | 12.09% | 8.91% | 6.87% | 13.82% | 13.33% |
| 0.01 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | -0.21 | 0.02 | 0.05 | |
| Interest | 0.01 | 0.05 | 0.05 | 0.04 | 0.06 | 0.00 | 0.00 | 0.16 | 1.27 | 1.67 | 2.93 | 3.38 | 3.49 |
| Depreciation | 0.00 | 0.02 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 |
| Profit before tax | 1.81 | 1.06 | 0.89 | 0.74 | 1.03 | 0.60 | 0.66 | 0.75 | 1.68 | 1.82 | 1.78 | 1.90 | 1.77 |
| Tax % | 35.36% | 33.02% | 33.71% | 28.38% | 28.16% | 26.67% | 25.76% | 25.33% | 25.00% | 41.21% | 30.90% | 28.95% | |
| 1.16 | 0.71 | 0.60 | 0.53 | 0.73 | 0.45 | 0.48 | 0.56 | 1.26 | 1.06 | 1.22 | 1.35 | 1.29 | |
| EPS in Rs | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 | 0.03 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 59% |
| 3 Years: | 16% |
| TTM: | -30% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 23% |
| 3 Years: | 2% |
| TTM: | 423% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -37% |
| 5 Years: | 4% |
| 3 Years: | -3% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| Last Year: | 2% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 |
| Reserves | 10.57 | 11.28 | 11.95 | 12.48 | 13.35 | 13.83 | 14.31 | 14.87 | 16.13 | 17.19 | 18.57 | 20.13 |
| 0.00 | 0.12 | 0.94 | 0.42 | 0.40 | 0.38 | 0.40 | 12.54 | 24.81 | 32.34 | 45.13 | 50.78 | |
| 3.42 | 1.61 | 2.26 | 0.34 | 1.91 | 0.30 | 0.32 | 1.16 | 0.60 | 6.00 | 3.00 | 30.91 | |
| Total Liabilities | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 138.37 |
| 0.00 | 0.11 | 0.08 | 0.06 | 0.04 | 0.03 | 0.09 | 0.07 | 0.05 | 0.04 | 0.03 | 0.16 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 16.87 | 1.90 | 0.90 | 0.90 | 0.90 | 0.65 | 0.00 | 1.25 | 0.00 | 0.00 |
| 50.54 | 49.45 | 34.75 | 47.83 | 51.27 | 50.13 | 50.59 | 64.40 | 78.04 | 90.79 | 103.22 | 138.21 | |
| Total Assets | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 138.37 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.78 | 6.44 | 8.47 | 1.85 | 3.11 | 2.52 | 4.64 | 0.91 | 5.80 | 4.11 | -6.50 | 1.23 | |
| -0.71 | -3.26 | -10.34 | -2.31 | -3.16 | -3.15 | -2.96 | -2.76 | -4.53 | -5.14 | -6.11 | -7.45 | |
| -0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.02 | 0.02 | 0.00 | 0.00 | 12.79 | 5.66 | |
| Net Cash Flow | 0.05 | 3.19 | -1.84 | -0.43 | -0.03 | -0.63 | 1.71 | -1.82 | 1.26 | -1.03 | 0.18 | -0.56 |
| Free Cash Flow | 0.78 | 6.34 | 8.50 | 1.87 | 3.13 | 2.52 | 4.58 | 0.93 | 5.82 | 4.12 | -6.49 | 1.06 |
| CFO/OP | 77% | 617% | 902% | 251% | 301% | 421% | 696% | 116% | 210% | 132% | -121% | 34% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1.71 | 32.02 | 18.97 | 10.43 | 0.64 | 19.00 | 0.00 | 240.05 | 18.34 | 15.24 | 22.02 | 75.83 |
| Inventory Days | 401.03 | 264.35 | 0.00 | 135.23 | 58.08 | 1,011.11 | 142.85 | 128.29 | 211.67 | 52.97 | 46.09 | |
| Days Payable | 18.44 | 11.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 15.12 | 101.27 | ||
| Cash Conversion Cycle | 384.30 | 284.48 | 18.97 | 145.67 | 58.72 | 1,030.11 | 0.00 | 382.89 | 146.63 | 226.91 | 59.88 | 20.65 |
| Working Capital Days | 1,608.06 | 1,032.12 | 1,108.60 | 521.08 | 307.61 | 727.00 | 761.61 | 326.77 | 132.55 | 166.00 | 70.59 | 9.67 |
| ROCE % | 3.89% | 2.27% | 1.93% | 1.58% | 2.19% | 1.19% | 1.29% | 1.58% | 4.17% | 4.27% | 5.29% | 5.08% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Capital Market Revenue Share (Trading in Shares, F&O and Fair Value Changes) % |
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| Lending Revenue Share (Interest Income from Loans) % |
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| Loan Book (Short-term Loans and Advances) INR Lakhs |
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| Trading Inventory (Stock-in-Trade of Shares & Securities) INR Lakhs |
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| Number of Permanent Employees count |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
- Please find attached Newspaper cuttings of publication of Notice of AGM
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Reg. 34 (1) Annual Report.
- 34th AGM on Sept 24, 2026; annual report issued and authorised capital increase to ₹90 crore proposed.
- Corporate Action - Fixes Book Closure For AGM
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Board Meeting Outcome for Outcome Of Board Meeting (AGM Related Agenda)
- Board approved FY26 director’s report, increased authorised capital to Rs. 90 crore, and scheduled AGM on 24 September 2026.
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Board Meeting Intimation for Approval Of AGM Related Agenda
- Board meets September 1, 2026 to approve annual report, AGM notice, and consider authorized capital increase.
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2012
from bse
Business Overview:[1][2]
GFSL was in the glass industry business, but later it registered itself as a non-systematically
important non-deposit taking non-banking financial company and is into the business of investing its surplus fund into shares & securities. The company is carries trading /investment activities in both Equity and FNO Segment and also into the business of trading in Commodities market, apart from its financing activities.