Greencrest Financial Services Ltd
₹ 0.52
4.00%
16 Jun
3:15 p.m.
About
Incorporated in 1993, Greencrest Financial Services Ltd is in the business of finance and investments.[1]
Key Points
- Market Cap ₹ 19.0 Cr.
- Current Price ₹ 0.52
- High / Low ₹ 0.71 / 0.48
- Stock P/E 14.1
- Book Value ₹ 1.55
- Dividend Yield 0.00 %
- ROCE 5.08 %
- ROE 2.42 %
- Face Value ₹ 1.00
Pros
- Stock is trading at 0.33 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Promoter holding is low: 1.25%
- Company has a low return on equity of 2.22% over last 3 years.
- Company might be capitalizing the interest cost
- Debtor days have increased from 37.7 to 75.8 days.
- Working capital days have increased from 154 days to 227 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10.65 | 15.73 | 10.20 | 32.53 | 57.37 | 3.65 | 3.81 | 8.88 | 24.48 | 39.27 | 71.77 | 38.12 | |
| 8.84 | 14.63 | 9.23 | 31.71 | 56.24 | 3.02 | 3.12 | 7.93 | 21.52 | 35.77 | 66.85 | 32.85 | |
| Operating Profit | 1.81 | 1.10 | 0.97 | 0.82 | 1.13 | 0.63 | 0.69 | 0.95 | 2.96 | 3.50 | 4.92 | 5.27 |
| OPM % | 17.00% | 6.99% | 9.51% | 2.52% | 1.97% | 17.26% | 18.11% | 10.70% | 12.09% | 8.91% | 6.86% | 13.82% |
| 0.01 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.02 | |
| Interest | 0.01 | 0.05 | 0.05 | 0.04 | 0.06 | 0.00 | 0.00 | 0.16 | 1.27 | 1.67 | 2.93 | 3.38 |
| Depreciation | 0.00 | 0.02 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.02 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 1.81 | 1.06 | 0.89 | 0.74 | 1.03 | 0.60 | 0.66 | 0.75 | 1.68 | 1.82 | 1.99 | 1.90 |
| Tax % | 35.36% | 33.02% | 33.71% | 28.38% | 28.16% | 26.67% | 25.76% | 25.33% | 25.00% | 41.21% | 38.69% | 28.95% |
| 1.16 | 0.71 | 0.60 | 0.53 | 0.73 | 0.45 | 0.48 | 0.56 | 1.26 | 1.06 | 1.22 | 1.35 | |
| EPS in Rs | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 59% |
| 3 Years: | 16% |
| TTM: | -47% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 23% |
| 3 Years: | 2% |
| TTM: | 11% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -38% |
| 5 Years: | -9% |
| 3 Years: | -9% |
| 1 Year: | -28% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| Last Year: | 2% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 | 36.55 |
| Reserves | 10.57 | 11.28 | 11.95 | 12.48 | 13.35 | 13.83 | 14.31 | 14.87 | 16.13 | 17.19 | 18.57 | 20.13 |
| 0.00 | 0.12 | 0.94 | 0.42 | 0.40 | 0.38 | 0.40 | 12.54 | 24.81 | 32.34 | 45.13 | 50.79 | |
| 3.42 | 1.61 | 2.26 | 0.34 | 1.91 | 0.30 | 0.32 | 1.16 | 0.60 | 6.00 | 3.00 | 30.90 | |
| Total Liabilities | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 138.37 |
| 0.00 | 0.11 | 0.08 | 0.06 | 0.04 | 0.03 | 0.09 | 0.07 | 0.05 | 0.04 | 0.03 | 0.16 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 16.87 | 1.90 | 0.90 | 0.90 | 0.90 | 0.65 | 0.00 | 1.25 | 0.00 | 0.00 |
| 50.54 | 49.45 | 34.75 | 47.83 | 51.27 | 50.13 | 50.59 | 64.40 | 78.04 | 90.79 | 103.22 | 138.21 | |
| Total Assets | 50.54 | 49.56 | 51.70 | 49.79 | 52.21 | 51.06 | 51.58 | 65.12 | 78.09 | 92.08 | 103.25 | 138.37 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.78 | 6.44 | 8.47 | 1.85 | 3.11 | 2.52 | 4.64 | 0.91 | 5.80 | 4.11 | 6.28 | 6.89 | |
| -0.71 | -3.26 | -10.34 | -2.31 | -3.16 | -3.15 | -2.96 | -2.76 | -4.53 | -5.14 | -6.11 | -7.45 | |
| -0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | 0.05 | 3.19 | -1.84 | -0.43 | -0.03 | -0.63 | 1.71 | -1.82 | 1.26 | -1.03 | 0.18 | -0.56 |
| Free Cash Flow | 0.78 | 6.34 | 8.50 | 1.87 | 3.13 | 2.52 | 4.58 | 0.93 | 5.82 | 4.12 | 6.29 | 6.71 |
| CFO/OP | 77% | 617% | 902% | 251% | 301% | 421% | 696% | 116% | 210% | 132% | 139% | 141% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1.71 | 32.02 | 18.97 | 10.43 | 0.64 | 19.00 | 0.00 | 240.05 | 18.34 | 15.24 | 22.02 | 75.83 |
| Inventory Days | 401.03 | 264.35 | 0.00 | 135.23 | 58.08 | 1,011.11 | 142.85 | 128.29 | 211.67 | 52.97 | 46.09 | |
| Days Payable | 18.44 | 11.89 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 101.27 | ||
| Cash Conversion Cycle | 384.30 | 284.48 | 18.97 | 145.67 | 58.72 | 1,030.11 | 0.00 | 382.89 | 146.63 | 226.91 | 75.00 | 20.65 |
| Working Capital Days | 1,608.06 | 1,032.12 | 1,108.60 | 521.08 | 307.61 | 727.00 | 761.61 | 326.77 | 132.55 | 166.00 | 70.59 | 226.74 |
| ROCE % | 3.89% | 2.27% | 1.93% | 1.58% | 2.19% | 1.19% | 1.29% | 1.58% | 4.17% | 4.27% | 5.28% | 5.08% |
Insights
In beta| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income (NBFC Operations) INR Lakh |
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| Inventory of Shares (Stock-in-Trade) INR Lakh |
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| Revenue from Sale of Shares INR Lakh |
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| Short-term Loans and Advances Portfolio INR Lakh |
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| Transfer to Statutory Reserve (RBI Compliance) INR Lakh |
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| Number of Permanent Employees Count |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
29 May - Please find attached Newspaper cuttings of publication of Audited Financial Results for QE/YE March 31, 2026
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Results - Audited Financial Results For QE/YE March 31, 2026
28 May - Submitted standalone audited FY2026 results on May 28, 2026; auditors issued unmodified opinion.
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Board Meeting Intimation for Approval Of Audited Financial Results For YE March 31, 2026
15 Apr - Board meeting on May 28, 2026 to approve audited Q4 and FY2026 financial results.
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Compliances-Reg.24(A)-Annual Secretarial Compliance
11 Apr - FY2025-26 secretarial compliance report submitted; BSE SOP fine of ₹25,960 paid for audit committee non-compliance.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
7 Apr - Please find attached RTA Certificate u/r 74(5) of SEBI (DP) Regulations 2018 for QE March 31, 2026
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
Business Overview:[1][2]
GFSL was in the glass industry business, but later it registered itself as a non-systematically
important non-deposit taking non-banking financial company and is into the business of investing its surplus fund into shares & securities. The company is carries trading /investment activities in both Equity and FNO Segment and also into the business of trading in Commodities market, apart from its financing activities.