Ekam Leasing And Finance Co Ltd
Incorporated in 1993, Ekam Leasing and Finance Co Ltd is in the business of investment & finance.[1]
- Market Cap ₹ 3.53 Cr.
- Current Price ₹ 5.89
- High / Low ₹ 7.99 / 5.15
- Stock P/E
- Book Value ₹ 12.4
- Dividend Yield 0.00 %
- ROCE -7.95 %
- ROE -11.5 %
- Face Value ₹ 5.00
Pros
- Stock is trading at 0.47 times its book value
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -18.5% over past five years.
- Promoter holding is low: 27.7%
- Company has a low return on equity of -2.05% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.85 | 1.32 | 1.45 | 1.18 | 0.88 | 1.11 | 0.52 | 0.63 | 0.68 | 0.73 | 0.40 | 0.21 | |
| 0.18 | 0.16 | 0.20 | 0.20 | 0.50 | 1.29 | 0.14 | 0.14 | 0.76 | 0.24 | 1.21 | 1.38 | |
| Operating Profit | 0.67 | 1.16 | 1.25 | 0.98 | 0.38 | -0.18 | 0.38 | 0.49 | -0.08 | 0.49 | -0.81 | -1.17 |
| OPM % | 78.82% | 87.88% | 86.21% | 83.05% | 43.18% | -16.22% | 73.08% | 77.78% | -11.76% | 67.12% | -202.50% | -557.14% |
| -0.08 | -0.03 | -0.00 | -0.00 | -0.00 | 0.02 | -0.00 | -0.00 | -0.00 | 0.57 | 0.01 | 0.05 | |
| Interest | 0.32 | 0.69 | 0.74 | 0.53 | 0.22 | 0.14 | 0.13 | 0.14 | 0.16 | 0.19 | 0.19 | 0.16 |
| Depreciation | 0.01 | -0.00 | -0.00 | -0.00 | 0.02 | 0.01 | 0.01 | 0.01 | -0.00 | -0.00 | -0.00 | 0.00 |
| Profit before tax | 0.26 | 0.44 | 0.51 | 0.45 | 0.14 | -0.31 | 0.24 | 0.34 | -0.24 | 0.87 | -0.99 | -1.28 |
| Tax % | 30.77% | 15.91% | 19.61% | 35.56% | -114.29% | 16.13% | -29.17% | 29.41% | -25.00% | 27.59% | -2.02% | |
| 0.19 | 0.37 | 0.40 | 0.30 | 0.30 | -0.36 | 0.31 | 0.25 | -0.18 | 0.63 | -0.97 | -1.24 | |
| EPS in Rs | 0.32 | 0.62 | 0.67 | 0.50 | 0.50 | -0.60 | 0.52 | 0.42 | -0.30 | 1.05 | -1.62 | -2.07 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -18% |
| 3 Years: | -14% |
| TTM: | -43% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -1% |
| 3 Years: | % |
| TTM: | -1650% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 11% |
| 3 Years: | -4% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | -2% |
| Last Year: | -12% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 1.89 | 2.26 | 4.67 | 4.96 | 5.27 | 4.90 | 5.19 | 5.44 | 5.26 | 5.90 | 4.92 | 4.47 |
| 3.82 | 9.88 | 6.73 | 2.66 | 1.67 | 1.71 | 1.17 | 1.29 | 1.42 | 1.57 | 1.73 | 1.81 | |
| 0.11 | 0.18 | 0.25 | 0.35 | 0.19 | 0.14 | 0.17 | 0.20 | 0.83 | 0.30 | 0.65 | 1.20 | |
| Total Liabilities | 8.82 | 15.32 | 14.65 | 10.97 | 10.13 | 9.75 | 9.53 | 9.93 | 10.51 | 10.77 | 10.30 | 10.48 |
| 0.11 | 0.11 | 0.11 | 0.11 | 0.15 | 0.03 | 0.02 | 0.02 | -0.00 | -0.00 | -0.00 | -0.00 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | 1.64 | 1.39 | 2.61 | 2.61 | 0.16 | 0.04 | 0.01 | 0.01 | 0.01 | -0.00 | -0.00 | -0.00 |
| 7.07 | 13.82 | 11.93 | 8.25 | 9.82 | 9.68 | 9.50 | 9.90 | 10.50 | 10.77 | 10.30 | 10.48 | |
| Total Assets | 8.82 | 15.32 | 14.65 | 10.97 | 10.13 | 9.75 | 9.53 | 9.93 | 10.51 | 10.77 | 10.30 | 10.48 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.93 | -2.01 | 3.18 | 0.95 | -2.45 | -0.76 | -0.01 | -0.00 | -0.00 | 0.68 | -0.64 | |
| 0.09 | 0.25 | 0.78 | 2.71 | 2.39 | 0.71 | -0.00 | -0.00 | 0.02 | -0.00 | -0.00 | |
| 0.13 | 0.63 | -3.99 | -3.57 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | |
| Net Cash Flow | 1.15 | -1.13 | -0.03 | 0.10 | -0.06 | -0.05 | -0.01 | -0.00 | 0.01 | 0.68 | -0.64 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | |||||||||||
| Days Payable | |||||||||||
| Cash Conversion Cycle | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 42.94 | 671.93 | -88.10 | 1,079.53 | 684.38 | 203.87 | 1,593.37 | 1,309.37 | 885.66 | 1,055.00 | 1,040.25 |
| ROCE % | 9.81% | 8.46% | 7.83% | 3.50% | -8.08% | 3.90% | 5.03% | -0.82% | 10.52% | -7.95% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan Book (Financial Assets at Amortised Cost) INR Lakhs ・Includes some standalone data |
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| Number of Permanent Employees Numbers ・Standalone data |
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| Revenue Concentration from Major Customers % ・Standalone data |
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| Capital Adequacy Ratio (CRAR) % ・Standalone data |
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| Number of Major Customers contributing to significant Revenue Numbers ・Standalone data |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
14 Feb - Submission of newspaper publication of financial results for the quarter ended 31st December,2025.
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Submission Of Revised Consolidated LRR For The Quarter Ended December 31, 2025
13 Feb - Board approved unaudited standalone and consolidated Q3 results (31-Dec-2025); consolidated loss before tax ₹20.43 lakh.
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Intimation Of Generation Of UDIN For Consolidated LRR And Submission Of Revised File Of Outcome Of The Boardmeeting Held On 12Th February,2026
13 Feb - Board approved unaudited Q3 results for Dec 31, 2025; standalone loss ₹21.10 lakh, consolidated loss ₹15.72 lakh.
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Results-Financial Results For Quarter Ended 31St December,2025
12 Feb - Unaudited Q3 results (Dec 31, 2025): standalone loss ₹21.10L, consolidated loss ₹20.43L; NBFC NOF < ₹5 crore.
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Board Meeting Outcome for Outcome Of The Board Meeting Held On February 12, 2026
12 Feb - Board approved unaudited Q3 (Dec 31, 2025) results; NOF below ₹5 crore, auditor issued qualified observations.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Business Overview:[1]
ELFCL is registered as a Non-Banking Financial
company that does not accept public deposits. Its main business activities are financing and leasing.