Ekam Leasing And Finance Co Ltd
Incorporated in 1993, Ekam Leasing and Finance Co Ltd is in the business of investment & finance.[1]
- Market Cap ₹ 3.53 Cr.
- Current Price ₹ 5.89
- High / Low ₹ 7.99 / 5.15
- Stock P/E
- Book Value ₹ 2.85
- Dividend Yield 0.00 %
- ROCE -11.6 %
- ROE -39.9 %
- Face Value ₹ 5.00
Pros
Cons
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -20.3% over past five years.
- Promoter holding is low: 27.7%
- Company has a low return on equity of -10.4% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.74 | 0.68 | 1.20 | 1.23 | 1.02 | 0.75 | 1.06 | 0.49 | 0.57 | 0.63 | 0.65 | 0.34 | 0.21 | |
| 0.12 | 0.15 | 0.14 | 0.17 | 0.15 | 0.45 | 1.27 | 0.11 | 0.10 | 0.68 | 0.16 | 1.14 | 1.28 | |
| Operating Profit | 0.62 | 0.53 | 1.06 | 1.06 | 0.87 | 0.30 | -0.21 | 0.38 | 0.47 | -0.05 | 0.49 | -0.80 | -1.07 |
| OPM % | 83.78% | 77.94% | 88.33% | 86.18% | 85.29% | 40.00% | -19.81% | 77.55% | 82.46% | -7.94% | 75.38% | -235.29% | -509.52% |
| 0.07 | 0.00 | -0.03 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.57 | 0.01 | 0.00 | |
| Interest | 0.31 | 0.27 | 0.68 | 0.74 | 0.62 | 0.32 | 0.28 | 0.30 | 0.33 | 0.36 | 0.38 | 0.41 | 0.40 |
| Depreciation | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.37 | 0.25 | 0.35 | 0.32 | 0.25 | -0.04 | -0.48 | 0.07 | 0.13 | -0.41 | 0.68 | -1.20 | -1.47 |
| Tax % | 18.92% | 32.00% | 11.43% | 18.75% | 32.00% | -500.00% | 0.00% | -171.43% | 30.77% | -26.83% | 27.94% | -6.67% | |
| 0.30 | 0.17 | 0.31 | 0.26 | 0.17 | 0.16 | -0.48 | 0.19 | 0.10 | -0.30 | 0.49 | -1.13 | -1.42 | |
| EPS in Rs | 0.50 | 0.28 | 0.52 | 0.43 | 0.28 | 0.27 | -0.80 | 0.32 | 0.17 | -0.50 | 0.82 | -1.88 | -2.36 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -20% |
| 3 Years: | -16% |
| TTM: | -43% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -3450% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 11% |
| 3 Years: | -4% |
| 1 Year: | -14% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -4% |
| 3 Years: | -10% |
| Last Year: | -40% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | -0.65 | -0.48 | -0.17 | 0.09 | 0.26 | 0.44 | -0.05 | 0.11 | 0.20 | -0.10 | 0.39 | -0.73 | -1.29 |
| 3.48 | 3.15 | 9.76 | 6.61 | 3.60 | 2.69 | 2.83 | 3.05 | 3.31 | 3.57 | 3.85 | 4.14 | 4.32 | |
| 0.16 | 0.12 | 0.14 | 0.15 | 0.17 | 0.07 | 0.10 | 0.09 | 0.10 | 0.68 | 0.12 | 0.45 | 0.99 | |
| Total Liabilities | 5.99 | 5.79 | 12.73 | 9.85 | 7.03 | 6.20 | 5.88 | 6.25 | 6.61 | 7.15 | 7.36 | 6.86 | 7.02 |
| 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.03 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.39 | 0.53 | 0.28 | 0.42 | 0.42 | 0.43 | 0.34 | 0.31 | 0.31 | 0.31 | 0.30 | 0.30 | 0.30 |
| 5.59 | 5.26 | 12.45 | 9.43 | 6.61 | 5.72 | 5.51 | 5.92 | 6.28 | 6.84 | 7.06 | 6.56 | 6.72 | |
| Total Assets | 5.99 | 5.79 | 12.73 | 9.85 | 7.03 | 6.20 | 5.88 | 6.25 | 6.61 | 7.15 | 7.36 | 6.86 | 7.02 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.87 | 1.03 | -1.81 | 2.99 | 0.74 | -0.02 | -0.73 | -0.01 | 0.01 | -0.01 | 0.68 | -0.64 | |
| -0.01 | -0.14 | 0.25 | -0.14 | 2.03 | -0.06 | 0.71 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | |
| -0.92 | -0.88 | 1.60 | -2.90 | -2.67 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | -0.06 | 0.01 | 0.04 | -0.05 | 0.10 | -0.08 | -0.02 | -0.01 | 0.01 | 0.01 | 0.68 | -0.64 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 695.47 | 128.82 | 717.83 | -106.83 | 1,230.98 | -1,041.47 | -767.88 | 439.49 | 384.21 | 23.17 | 297.62 | -450.88 |
| ROCE % | 12.32% | 9.04% | 11.72% | 9.51% | 10.51% | 4.31% | -3.36% | 6.20% | 7.26% | -0.77% | 15.46% | -11.58% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan Book (Financial Assets at Amortised Cost) INR Lakhs |
|
|||||||||||
| Number of Permanent Employees Numbers |
||||||||||||
| Revenue Concentration from Major Customers % |
||||||||||||
| Capital Adequacy Ratio (CRAR) % |
||||||||||||
| Number of Major Customers contributing to significant Revenue Numbers |
||||||||||||
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
14 Feb - Submission of newspaper publication of financial results for the quarter ended 31st December,2025.
-
Submission Of Revised Consolidated LRR For The Quarter Ended December 31, 2025
13 Feb - Board approved unaudited standalone and consolidated Q3 results (31-Dec-2025); consolidated loss before tax ₹20.43 lakh.
-
Intimation Of Generation Of UDIN For Consolidated LRR And Submission Of Revised File Of Outcome Of The Boardmeeting Held On 12Th February,2026
13 Feb - Board approved unaudited Q3 results for Dec 31, 2025; standalone loss ₹21.10 lakh, consolidated loss ₹15.72 lakh.
-
Results-Financial Results For Quarter Ended 31St December,2025
12 Feb - Unaudited Q3 results (Dec 31, 2025): standalone loss ₹21.10L, consolidated loss ₹20.43L; NBFC NOF < ₹5 crore.
-
Board Meeting Outcome for Outcome Of The Board Meeting Held On February 12, 2026
12 Feb - Board approved unaudited Q3 (Dec 31, 2025) results; NOF below ₹5 crore, auditor issued qualified observations.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1]
ELFCL is registered as a Non-Banking Financial
company that does not accept public deposits. Its main business activities are financing and leasing.