ISF Ltd

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ISF Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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ISF Ltd

₹ 0.75 -5.06%
29 Sep - close price
isflimited.in BSE: 526859
About

Incorporated in 1988, ISF Ltd provides financing through loans like Term Loan, E-Vehicle Loans, Consumer durable loans, and Agri Loans.[1]

Key Points

Business Overview:[1]
ISFL is registered as a Non-Systematically Important Non-Deposit Taking Non-Banking Financial Company, which is active in India's
retail finance sector. The company focuses
on addressing the funding challenges faced by
Micro, Small, and Medium Enterprises (MSMEs), helping them with:
a) Business expansion
b) Capital requirements
c) Diversification into related businesses
d) Seasonal stocking

Website BSE
  • Market Cap ₹ 7.13 Cr.
  • Current Price ₹ 0.75
  • High / Low ₹ 1.17 / 0.60
  • Stock P/E
  • Book Value ₹ 1.30
  • Dividend Yield 0.00 %
  • ROCE 2.13 %
  • ROE -0.24 %
  • Face Value ₹ 1.00
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Pros

  • Stock is trading at 0.58 times its book value

Cons

  • Company has low interest coverage ratio.
  • Promoter holding is low: 0.64%
  • Company has high debtors of 225 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2014 Sep 2014 Dec 2014 Mar 2015
0.18 0.23 0.13 0.24
Interest 0.10 0.14 0.04 0.06
0.08 0.09 0.09 0.20
Financing Profit 0.00 0.00 0.00 -0.02
Financing Margin % 0.00% 0.00% 0.00% -8.33%
0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.01 0.00
Profit before tax -0.01 -0.01 -0.01 -0.02
Tax % 0.00% 0.00% 0.00% 0.00%
-0.01 -0.01 -0.01 -0.02
EPS in Rs -0.00 -0.00 -0.00 -0.00
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
0.89 0.78
Interest 0.33 0.35
0.50 0.43
Financing Profit 0.06 0.00
Financing Margin % 6.74% 0.00%
0.00 0.00
Depreciation 0.03 0.02
Profit before tax 0.03 -0.02
Tax % 1,100.00% 50.00%
-0.31 -0.03
EPS in Rs -0.03 -0.00
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -12%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 90%
Stock Price CAGR
10 Years: 5%
5 Years: -29%
3 Years: -31%
1 Year: -26%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 0%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
Equity Capital 9.50 9.50
Reserves 2.88 2.81
Borrowing 3.27 3.02
0.39 0.27
Total Liabilities 16.04 15.60
0.31 0.16
CWIP 0.00 0.00
Investments 0.00 0.00
15.73 15.44
Total Assets 16.04 15.60

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015
0.46 0.19
0.00 0.07
-0.48 -0.22
Net Cash Flow -0.02 0.04
Free Cash Flow 0.46 0.26
CFO/OP 205% 57%

Ratios

Consolidated / View Standalone

Mar 2014 Mar 2015
ROE % -2.50% -0.24%

Insights

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Loan Portfolio (AUM)
INR Lakhs ・Standalone data

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Total Borrowings
INR Lakhs ・Standalone data
Bad Debts Written Off
INR Lakhs ・Standalone data
Number of Employees
count ・Standalone data
CRAR (Capital to Risk-Weighted Assets Ratio)
ratio ・Standalone data
Related Party Loans Outstanding
INR Lakhs ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64% 0.64%
99.37% 99.37% 99.36% 99.35% 99.35% 99.37% 99.36% 99.35% 99.36% 99.36% 99.36% 99.37%
No. of Shareholders 40,68039,98539,48139,04738,27538,28738,29738,41838,69238,48238,10737,860

Documents

Announcements

Annual reports