JM Financial Credit Solutions Ltd

JM Financial Credit Solutions Ltd

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About

JM Financial Credit Solutions is engaged in the business of Non- Banking Financial Institution.

  • Market Cap Cr.
  • Current Price
  • High / Low /
  • Stock P/E
  • Book Value
  • Dividend Yield %
  • ROCE 5.30 %
  • ROE 0.35 %
  • Face Value 10.0

Pros

  • Company has reduced debt.

Cons

  • Company has low interest coverage ratio.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Jun 2021 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
283 314 318 330 342 269 218 229 172
Interest 117 150 149 147 149 137 121 102 85
95 149 144 66 278 73 203 122 10
Financing Profit 71 15 25 117 -84 59 -106 6 77
Financing Margin % 25% 5% 8% 35% -25% 22% -49% 2% 45%
0 0 0 0 0 2 0 0 0
Depreciation 1 1 1 1 1 1 1 2 2
Profit before tax 71 14 23 115 -86 60 -107 4 75
Tax % 26% 26% 26% 25% -22% 25% -17% 27% 26%
53 10 17 86 -67 45 -88 3 56
EPS in Rs
Gross NPA % 4.03% 6.15% 7.25% 11.59% 14.65%
Net NPA % 2.27% 3.63% 3.46% 2.68% 0.94%
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2010 Mar 2011 Mar 2012 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2024 Mar 2025
0 0 0 6 98 519 788 940 1,279 1,310 1,305 824
Interest 0 0 0 3 13 175 312 390 579 549 595 445
0 0 0 0 20 43 51 66 74 224 637 343
Financing Profit 0 0 0 3 64 302 425 484 627 537 72 36
Financing Margin % 92% 88% 82% 46% 66% 58% 54% 51% 49% 41% 6% 4%
0 0 0 0 6 0 0 0 0 0 0 2
Depreciation 0 0 0 0 0 0 0 0 0 2 5 6
Profit before tax 0 0 0 3 70 302 425 484 626 535 67 32
Tax % 23% 17% 23% 36% 30% 35% 35% 35% 35% 29% 30% 54%
0 0 0 2 49 198 277 315 406 382 47 15
EPS in Rs
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 24%
5 Years: -9%
3 Years: %
TTM: -37%
Compounded Profit Growth
10 Years: -11%
5 Years: -48%
3 Years: %
TTM: -69%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2010 Mar 2011 Mar 2012 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2024 Mar 2025
Equity Capital 0.05 0.05 0.05 0.05 1 1 2 2 3 3 3
Reserves 3 3 4 6 936 1,134 1,411 1,666 2,906 4,210 4,223
Borrowing 0 0 0 88 902 2,970 4,138 5,661 5,605 6,069 3,487
0 0 0 1 16 102 140 37 48 53 48
Total Liabilities 4 4 4 95 1,856 4,207 5,691 7,366 8,563 10,334 7,761
0 0 0 0 0 0 1 1 1 21 13
CWIP 0 0 0 0 0 0 0 0 0 0 0
Investments 3 2 3 0 0 0 0 0 295 1,776 3,662
0 1 0 95 1,856 4,206 5,690 7,366 8,266 8,538 4,086
Total Assets 4 4 4 95 1,856 4,207 5,691 7,366 8,563 10,334 7,761

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2010 Mar 2011 Mar 2012 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2024 Mar 2025
-0 0 -0 -91 -1,705 -1,970 -1,270 -1,318 -432 2,042 3,219
0 1 -1 4 9 1 1 2 -286 -602 -1,823
0 0 0 88 1,697 2,068 1,169 1,433 778 -207 -2,564
Net Cash Flow 0 1 -1 1 1 99 -100 117 60 1,233 -1,168

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2010 Mar 2011 Mar 2012 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2024 Mar 2025
ROE % 5% 3% 3% 10% 19% 22% 20% 18% 0%

Shareholding Pattern

Numbers in percentages

Shareholding pattern is currently not available for this company.

Documents