Comfort Fincap Ltd
Incorporated in 1982, Comfort Fincap Ltd provides loans and trades in capital market[1]
- Market Cap ₹ 51.4 Cr.
- Current Price ₹ 9.48
- High / Low ₹ 12.0 / 6.47
- Stock P/E 9.99
- Book Value ₹ 10.1
- Dividend Yield 0.00 %
- ROCE 12.5 %
- ROE 9.81 %
- Face Value ₹ 2.00
Pros
- Stock is trading at 0.94 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 10.1% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
9.93 | 2.79 | 3.98 | 4.51 | 5.40 | 7.34 | 7.39 | 7.61 | 11.13 | 12.43 | 14.67 | 13.90 | |
8.11 | 1.47 | 0.98 | 1.19 | 1.90 | 1.88 | 2.17 | 4.04 | 2.88 | 2.89 | 3.14 | 3.98 | |
Operating Profit | 1.82 | 1.32 | 3.00 | 3.32 | 3.50 | 5.46 | 5.22 | 3.57 | 8.25 | 9.54 | 11.53 | 9.92 |
OPM % | 18.33% | 47.31% | 75.38% | 73.61% | 64.81% | 74.39% | 70.64% | 46.91% | 74.12% | 76.75% | 78.60% | 71.37% |
0.06 | 0.01 | 0.00 | 0.01 | 0.03 | 0.02 | 0.04 | 0.02 | 0.01 | 0.07 | 0.07 | 0.06 | |
Interest | 0.40 | 0.45 | 0.34 | 0.32 | 0.70 | 2.09 | 1.36 | 1.69 | 2.68 | 3.41 | 5.02 | 2.67 |
Depreciation | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.05 |
Profit before tax | 1.46 | 0.86 | 2.64 | 3.00 | 2.82 | 3.38 | 3.89 | 1.89 | 5.58 | 6.20 | 6.58 | 7.26 |
Tax % | 32.19% | 27.91% | 21.59% | 25.00% | 31.21% | 28.40% | 28.79% | 34.39% | 25.09% | 28.55% | 25.84% | 29.06% |
0.99 | 0.62 | 2.07 | 2.25 | 1.94 | 2.43 | 2.78 | 1.24 | 4.18 | 4.42 | 4.88 | 5.15 | |
EPS in Rs | 0.18 | 0.11 | 0.38 | 0.41 | 0.36 | 0.45 | 0.51 | 0.23 | 0.77 | 0.81 | 0.90 | 0.95 |
Dividend Payout % | 54.80% | 35.00% | 10.48% | 9.64% | 11.19% | 11.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 17% |
5 Years: | 13% |
3 Years: | 8% |
TTM: | -5% |
Compounded Profit Growth | |
---|---|
10 Years: | 24% |
5 Years: | 13% |
3 Years: | 7% |
TTM: | 6% |
Stock Price CAGR | |
---|---|
10 Years: | -11% |
5 Years: | 30% |
3 Years: | 80% |
1 Year: | 15% |
Return on Equity | |
---|---|
10 Years: | 9% |
5 Years: | 9% |
3 Years: | 10% |
Last Year: | 10% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 | 10.85 |
Reserves | 10.83 | 11.19 | 13.00 | 14.99 | 16.68 | 19.11 | 24.58 | 25.71 | 29.89 | 34.32 | 39.20 | 44.13 |
3.57 | 3.11 | 1.60 | 2.54 | 14.01 | 15.13 | 19.92 | 18.98 | 30.67 | 51.08 | 27.61 | 26.07 | |
1.31 | 0.61 | 1.04 | 1.26 | 1.10 | 0.90 | 2.15 | 1.82 | 2.09 | 1.26 | 1.23 | 2.04 | |
Total Liabilities | 26.56 | 25.76 | 26.49 | 29.64 | 42.64 | 45.99 | 57.50 | 57.36 | 73.50 | 97.51 | 78.89 | 83.09 |
0.07 | 0.05 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 1.93 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 3.88 | 4.16 | 2.72 | 3.02 | 2.67 | 2.59 | 9.39 | 6.11 | 3.27 | 3.82 | 3.97 | 6.12 |
22.61 | 21.55 | 23.74 | 26.60 | 39.95 | 43.37 | 48.08 | 51.23 | 70.21 | 93.68 | 74.90 | 75.04 | |
Total Assets | 26.56 | 25.76 | 26.49 | 29.64 | 42.64 | 45.99 | 57.50 | 57.36 | 73.50 | 97.51 | 78.89 | 83.09 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
2.05 | 1.66 | -2.31 | -0.27 | -11.36 | 1.20 | -4.53 | 0.51 | -13.11 | -15.01 | 27.23 | 4.17 | |
-3.86 | -0.30 | 2.51 | 0.34 | 0.67 | 0.14 | -0.01 | 1.35 | 4.11 | 0.00 | -0.01 | -0.70 | |
2.74 | -1.54 | -2.11 | 0.35 | 10.51 | -1.23 | 3.11 | -2.63 | 9.00 | 17.00 | -28.47 | -4.22 | |
Net Cash Flow | 0.93 | -0.18 | -1.90 | 0.42 | -0.18 | 0.11 | -1.43 | -0.76 | 0.00 | 1.98 | -1.26 | -0.75 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 82.42 | 0.92 | 0.00 | 27.04 | 4.48 | 0.99 | 0.00 | 1.31 | 0.00 | 1.24 | 0.26 |
Inventory Days | 154.06 | 884.66 | ||||||||||
Days Payable | 0.00 | 0.00 | ||||||||||
Cash Conversion Cycle | 154.06 | 967.08 | 0.92 | 0.00 | 27.04 | 4.48 | 0.99 | 0.00 | 1.31 | 0.00 | 1.24 | 0.26 |
Working Capital Days | 626.71 | 2,208.32 | 1,886.44 | 1,845.23 | 2,467.81 | 1,989.60 | -40.99 | -58.99 | -60.01 | 2.06 | 10.70 | -33.61 |
ROCE % | 7.96% | 5.20% | 11.78% | 12.34% | 10.07% | 12.63% | 10.45% | 6.46% | 13.01% | 11.46% | 13.34% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
26 Apr - Newspaper Publication of Audited Financial Results for the Quarter and Financial Year ended March 31, 2024.
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Announcement under Regulation 30 (LODR)-Change in Directorate
25 Apr - Reappointment of Mr. Milin Ramani -Non Executive Independent Director for the second term of five years
- Audited Financial Results (Standalone And Consolidated) For The Quarter And Financial Year Ended March 31, 2024 25 Apr
- Board Meeting Outcome for Board Meeting Outcome For Meeting Held On Thursday, April 25, 2024. 25 Apr
- Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A 20 Apr
Annual reports
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
Registration:[1]
Company is registered as a Non-Systemically Important Non-Deposit taking Non-banking Finance Company