India Home Loans Ltd

India Home Loans Ltd

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About

Incorporated in 1990, India Home Loan Ltd offers retail home loan products in the affordable housing segment[1]

Key Points

Business Overview:[1]
IHLL is a non-deposit-taking housing finance company registered with the National Housing Bank and qualifies for priority sector lending under RBI guidelines. It specializes in offering affordable loans to self-employed families, where traditional proof of income is not readily available, assessing repayment capacity based on cash flows. The company has a strong presence in Maharashtra and Gujarat and has recently expanded into Rajasthan, further strengthening its reach in the affordable housing finance segment.

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  • ROE %
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Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
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5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
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5 Years: %
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1 Year: %
Return on Equity
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5 Years: %
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Last Year: %

Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Borrowing
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow

Ratios

Figures in Rs. Crores

ROE %

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
36.21% 36.21% 36.29% 36.38% 36.38% 36.55% 36.55% 36.55% 37.92% 38.97% 38.97% 38.99%
24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57% 24.57%
39.22% 39.22% 39.14% 39.05% 39.04% 38.87% 38.88% 38.88% 37.50% 36.46% 36.46% 36.44%
No. of Shareholders 2,6942,6412,8352,7192,7352,9603,2363,5003,6493,6783,8203,833

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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