L&T Finance Holdings Ltd

L&T Finance Holdings is registered with the Reserve Bank of India (RBI) as a Systemically Important Non-Deposit Accepting Core Investment Company (NBFC-CIC). As an NBFC-CIC, the Company.(Source : 201903 Annual Report Page No: 112)

  • Market Cap: 11,287 Cr.
  • Current Price: 56.25
  • 52 weeks High / Low 134.00 / 45.90
  • Book Value: 73.22
  • Stock P/E: 8.53
  • Dividend Yield: 1.60 %
  • ROCE: 9.58 %
  • ROE: 12.09 %
  • Sales Growth (3Yrs): 19.47 %
  • Listed on BSE and NSE
  • Company Website
  • Face Value: 10.00
Edit ratios
Pros:
Stock is trading at 0.77 times its book value
Cons:
Company has low interest coverage ratio.

Peer comparison Sector: Finance // Industry: Finance & Investments

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Quarterly Results Consolidated Figures in Rs. Crores / View Standalone

Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
2,597 2,543 2,741 3,106 3,220 3,360 3,304 3,595 3,611 3,629 3,355 3,387
937 804 920 917 843 791 788 1,008 1,042 1,091 1,147 1,527
Operating Profit 1,660 1,740 1,820 2,189 2,376 2,569 2,516 2,586 2,570 2,538 2,209 1,860
OPM % 64% 68% 66% 70% 74% 76% 76% 72% 71% 70% 66% 55%
Other Income 13 51 22 64 82 85 80 95 101 105 72 236
Interest 1,314 1,402 1,463 1,512 1,649 1,866 1,832 1,923 1,898 1,890 1,803 1,978
Depreciation 12 13 13 12 12 12 14 16 16 28 21 19
Profit before tax 347 376 366 729 798 776 749 743 756 725 456 99
Tax % 0% 13% 26% 26% 30% 25% 26% 26% 77% 18% 16% -49%
Net Profit 338 321 282 538 560 580 548 549 174 591 386 148
EPS in Rs 1.85 1.76 1.51 2.70 2.81 2.90 2.74 2.74 0.87 2.95 1.93 0.74
Notes Notes Notes Notes Notes Notes Notes Notes Notes Notes Notes Notes

Profit & Loss Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 TTM
0 1,423 2,114 3,004 3,990 5,221 6,456 7,440 8,532 10,215 13,365 14,548 13,983
0 309 421 539 829 1,230 1,634 1,979 2,778 3,309 3,377 4,257 4,806
Operating Profit -0 1,113 1,693 2,464 3,161 3,991 4,822 5,461 5,754 6,906 9,987 10,291 9,176
OPM % -100% 78% 80% 82% 79% 76% 75% 73% 67% 68% 75% 71% 66%
Other Income 0 1 -9 -13 223 -5 25 8 28 50 -4 23 514
Interest 0 675 1,021 1,707 2,330 3,081 3,577 4,133 4,635 5,458 6,882 7,552 7,569
Depreciation 0 48 59 60 65 80 96 83 67 52 50 82 84
Profit before tax -0 393 604 684 989 825 1,175 1,253 1,079 1,446 3,052 2,680 2,037
Tax % 0% 34% 35% 34% 26% 28% 28% 32% 3% 12% 27% 37%
Net Profit -2 260 391 455 730 597 855 857 1,042 1,255 2,226 1,700 1,300
EPS in Rs 2.60 4.13 2.82 4.04 3.58 4.95 6.29 11.14 8.48 6.49
Dividend Payout % 0% 0% 0% 0% 18% 22% 16% 16% 13% 16% 9% 11%
* Sales is net of excise duty and discounts
Compounded Sales Growth
10 Years:26.18%
5 Years:17.64%
3 Years:19.47%
TTM:3.74%
Compounded Profit Growth
10 Years:20.68%
5 Years:17.24%
3 Years:17.19%
TTM:-40.99%
Stock Price CAGR
10 Years:%
5 Years:-3.03%
3 Years:-33.66%
1 Year:-40.22%
Return on Equity
10 Years:12.64%
5 Years:13.39%
3 Years:14.22%
Last Year:12.09%

Balance Sheet Consolidated Figures in Rs. Crores / View Standalone

Corp Actions
Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
2 1,354 1,417 1,715 2,467 2,718 3,084 2,967 2,969 1,996 1,999 2,005
Reserves 455 718 1,474 3,038 3,753 4,107 4,656 5,324 6,020 9,411 11,450 12,688
Borrowings 6,220 9,727 15,901 21,077 28,247 35,854 42,091 51,616 59,811 75,248 91,507 93,894
1,324 667 784 1,103 2,852 3,182 4,275 5,107 4,924 1,117 1,094 942
Total Liabilities 8,001 12,466 19,577 26,933 36,570 44,861 52,742 63,799 72,511 87,772 106,050 109,529
248 444 476 520 1,131 1,228 1,184 1,313 1,230 1,151 1,127 1,100
CWIP 12 1 18 33 89 140 174 22 28 19 39 62
Investments 169 309 732 770 1,843 2,730 2,649 3,563 6,012 5,301 8,641 5,979
7,573 11,712 18,350 25,610 33,507 40,763 48,736 58,901 65,242 81,301 96,243 102,387
Total Assets 8,001 12,466 19,577 26,933 36,570 44,861 52,742 63,799 72,511 87,772 106,050 109,529

Cash Flows Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
-3,714 -5,879 -5,993 -6,096 -6,083 -6,474 -9,213 -5,779 -15,640 -11,643 2,162
-356 -377 -171 -1,671 -1,032 2 -675 -2,118 1,549 -3,587 160
4,115 6,303 6,111 7,947 7,602 6,552 9,426 7,952 14,678 16,008 1,451
Net Cash Flow 45 46 -53 180 487 81 -461 55 587 777 3,772

Ratios Consolidated Figures in Rs. Crores / View Standalone

Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
ROCE % 12% 11% 11% 10% 10% 10% 10% 9% 9% 10% 10%
Debtor Days 3,276,240 100 1 1 3 2 1 1 3 5 3 2
Inventory Turnover

Shareholding pattern in percentages

Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020
64.21 64.14 64.01 64.01 63.97 63.96 63.91 63.89 63.86 63.86 63.72 63.72
10.92 9.70 9.20 9.92 8.80 10.58 11.39 10.47 10.79 12.49 10.60 9.37
3.99 4.47 5.79 5.16 5.10 3.95 2.96 3.05 5.26 4.44 5.22 5.45
20.89 21.69 21.00 20.90 22.13 21.51 21.73 22.59 20.09 19.21 20.46 21.46