Quest Financial Services Ltd

Quest Financial Services Ltd

₹ 0.45 -4.26%
13 Jun 2022
About

Quest Financial Services is primarily engaged in the business of providing hypothecation of vehicle, equipment, and machinery also provide loan. The Company is also providing lease Syndication services by referring clients to other companies thereby earning professional charges for the same. Kwality Credit is a also the player in the commercial vehicle and car finance segments.

  • Market Cap 5.55 Cr.
  • Current Price 0.45
  • High / Low /
  • Stock P/E
  • Book Value 3.51
  • Dividend Yield 0.00 %
  • ROCE -0.14 %
  • ROE -0.14 %
  • Face Value 10.0

Pros

  • Company is almost debt free.
  • Stock is trading at 0.13 times its book value

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -20.3% over past five years.
  • Company has a low return on equity of -0.07% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023
-0.02 0.03 0.03 0.02 0.03 0.03 0.06 0.04 0.03 0.02 0.02 0.01 0.12
0.04 0.04 0.03 0.03 0.03 0.04 0.06 0.04 0.03 0.03 0.03 0.05 0.13
Operating Profit -0.06 -0.01 0.00 -0.01 0.00 -0.01 0.00 0.00 0.00 -0.01 -0.01 -0.04 -0.01
OPM % -33.33% 0.00% -50.00% 0.00% -33.33% 0.00% 0.00% 0.00% -50.00% -50.00% -400.00% -8.33%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.06 -0.01 0.00 -0.01 0.00 -0.01 0.00 0.00 0.00 -0.01 -0.01 -0.04 0.00
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.06 -0.01 0.00 -0.01 0.00 -0.01 0.00 0.00 0.00 -0.01 -0.01 -0.04 0.00
EPS in Rs -0.00 -0.00 0.00 -0.00 0.00 -0.00 0.00 0.00 0.00 -0.00 -0.00 -0.00 0.00
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
11.93 25.15 16.06 3.33 0.94 0.53 0.19 0.16 0.13 0.17 0.17
11.18 24.74 19.36 3.15 0.77 24.24 2.76 0.64 0.15 0.18 0.24
Operating Profit 0.75 0.41 -3.30 0.18 0.17 -23.71 -2.57 -0.48 -0.02 -0.01 -0.07
OPM % 6.29% 1.63% -20.55% 5.41% 18.09% -4,473.58% -1,352.63% -300.00% -15.38% -5.88% -41.18%
0.00 0.00 0.00 -0.15 -0.01 -0.11 -0.03 0.00 0.00 0.00 0.01
Interest 0.19 0.16 0.15 0.13 0.11 0.06 0.00 0.00 0.00 0.00 0.00
Depreciation 0.20 0.17 0.25 0.18 0.13 0.03 0.01 0.00 0.00 0.00 0.00
Profit before tax 0.36 0.08 -3.70 -0.28 -0.08 -23.91 -2.61 -0.48 -0.02 -0.01 -0.06
Tax % 30.56% 37.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.25 0.06 -3.70 -0.28 -0.08 -23.92 -2.61 -0.48 -0.02 -0.01 -0.06
EPS in Rs 0.02 0.00 -0.30 -0.02 -0.01 -1.94 -0.21 -0.04 -0.00 -0.00 -0.00
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -35%
5 Years: -20%
3 Years: 2%
TTM: 0%
Compounded Profit Growth
10 Years: %
5 Years: 15%
3 Years: 23%
TTM: -500%
Stock Price CAGR
10 Years: %
5 Years: 14%
3 Years: 33%
1 Year: %
Return on Equity
10 Years: -5%
5 Years: -1%
3 Years: 0%
Last Year: 0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity Capital 123.32 123.32 123.32 123.32 123.32 123.32 123.32 123.32 123.32 123.32 123.32
Reserves -48.79 -48.73 -52.43 -52.71 -52.79 -76.71 -79.32 -79.99 -80.01 -80.02 -80.08
1.20 1.00 0.94 0.70 0.41 0.00 0.00 0.00 0.00 0.00 0.00
27.99 12.55 12.90 2.18 0.11 0.19 0.27 0.21 0.28 0.30 0.23
Total Liabilities 103.72 88.14 84.73 73.49 71.05 46.80 44.27 43.54 43.59 43.60 43.47
1.16 0.99 0.81 0.63 0.48 0.07 0.02 0.01 0.01 0.01 0.01
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 44.15 17.40 9.00 12.96 20.54 21.61 21.56 20.76 20.76 20.55 21.06
58.41 69.75 74.92 59.90 50.03 25.12 22.69 22.77 22.82 23.04 22.40
Total Assets 103.72 88.14 84.73 73.49 71.05 46.80 44.27 43.54 43.59 43.60 43.47

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-26.72 -8.10 3.79 7.50 1.12 0.01 -0.80 0.05 -0.10 0.56
26.90 8.33 -3.96 -7.57 -1.07 -0.14 0.67 -0.12 0.10 -0.57
-0.20 -0.14 -0.15 -0.08 0.00 0.00 0.00 0.00 0.00 0.00
Net Cash Flow -0.01 0.09 -0.33 -0.15 0.05 -0.14 -0.13 -0.07 0.00 -0.01

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 187.55 56.75 175.45 357.33 427.13 0.00 192.11 228.12 280.77 0.00 0.00
Inventory Days 1,059.54 431.57 908.77 5,985.15 37,230.00 286.10 2,890.59 101,287.50 151,566.25 60,261.50
Days Payable 1,037.53 187.22 269.75 264.94 0.00 0.00 0.00 0.00 0.00 0.00
Cash Conversion Cycle 209.57 301.09 814.47 6,077.54 37,657.13 286.10 3,082.70 101,515.62 280.77 151,566.25 60,261.50
Working Capital Days 909.90 817.22 1,386.82 6,255.42 19,259.57 16,934.62 42,685.79 50,985.94 62,920.38 48,523.53 36,650.29
ROCE % 0.32% -4.82% 0.00% 0.06% -40.39% -5.69% -1.10% -0.05% -0.02%

Shareholding Pattern

Numbers in percentages

Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Jun 2021
2.01% 2.01% 2.01% 2.01% 2.01% 2.01% 2.01% 2.01% 2.01% 2.01% 2.01% 2.01%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00%
97.99% 97.99% 97.99% 97.99% 97.99% 97.99% 97.94% 97.99% 97.99% 97.99% 97.99% 97.99%
No. of Shareholders 15,49015,43415,16314,92414,73014,82214,78814,69614,71014,71014,71014,710

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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