Mangal Credit & Fincorp Ltd
Incorporated in 2012, Mangal Credit & Fincorp Ltd provides various type of loans[1]
- Market Cap ₹ 213 Cr.
- Current Price ₹ 110
- High / Low ₹ 127 / 90.0
- Stock P/E 21.0
- Book Value ₹ 59.5
- Dividend Yield 0.45 %
- ROCE 9.19 %
- ROE 7.26 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
Cons
- Promoter holding has decreased over last quarter: -4.81%
- Company has a low return on equity of 6.37% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
3 | 4 | 11 | 12 | 8 | 9 | 10 | 10 | 16 | 11 | 15 | 21 | 30 | |
1 | 2 | 3 | 3 | 4 | 3 | 1 | 2 | 2 | 2 | 4 | 6 | 8 | |
Operating Profit | 2 | 3 | 8 | 10 | 4 | 6 | 8 | 9 | 14 | 9 | 11 | 16 | 23 |
OPM % | 56% | 59% | 75% | 79% | 46% | 65% | 86% | 84% | 85% | 79% | 73% | 74% | 74% |
0 | 0 | 0 | 1 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
Interest | 0 | 1 | 7 | 9 | 4 | 1 | 2 | 1 | 0 | 1 | 2 | 4 | 8 |
Depreciation | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Profit before tax | 1 | 1 | 1 | 1 | 1 | 4 | 6 | 8 | 14 | 8 | 9 | 11 | 14 |
Tax % | 22% | 20% | 19% | 33% | 19% | 34% | 27% | 24% | 21% | 30% | 30% | 28% | |
1 | 1 | 1 | 1 | 1 | 3 | 5 | 6 | 11 | 6 | 6 | 8 | 10 | |
EPS in Rs | 1.45 | 1.55 | 0.69 | 1.69 | 2.37 | 3.11 | 5.57 | 2.96 | 3.15 | 4.10 | 5.24 | ||
Dividend Payout % | 18% | 15% | 32% | 8% | 0% | 15% | 21% | 16% | 9% | 17% | 16% | 12% |
Compounded Sales Growth | |
---|---|
10 Years: | 17% |
5 Years: | 17% |
3 Years: | 10% |
TTM: | 55% |
Compounded Profit Growth | |
---|---|
10 Years: | 34% |
5 Years: | 12% |
3 Years: | -10% |
TTM: | 38% |
Stock Price CAGR | |
---|---|
10 Years: | 11% |
5 Years: | 16% |
3 Years: | 23% |
1 Year: | 13% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 8% |
3 Years: | 6% |
Last Year: | 7% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 1 | 1 | 1 | 1 | 16 | 16 | 19 | 19 | 19 | 19 | 19 | 19 | 19 |
Reserves | 14 | 15 | 29 | 30 | 43 | 47 | 61 | 66 | 76 | 80 | 87 | 93 | 96 |
0 | 20 | 127 | 46 | 3 | 18 | 8 | 2 | 6 | 14 | 29 | 87 | 85 | |
2 | 4 | 15 | 13 | 15 | 9 | 2 | 2 | 3 | 2 | 2 | 4 | 8 | |
Total Liabilities | 16 | 40 | 173 | 91 | 77 | 89 | 90 | 89 | 104 | 116 | 138 | 203 | 208 |
0 | 1 | 2 | 1 | 1 | 2 | 1 | 2 | 1 | 14 | 15 | 15 | 15 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 2 | 2 | 36 | 26 | 16 | 15 | 32 | 26 | 15 | 15 | 17 | 16 | 14 |
14 | 38 | 135 | 63 | 60 | 72 | 57 | 61 | 87 | 86 | 106 | 173 | 178 | |
Total Assets | 16 | 40 | 173 | 91 | 77 | 89 | 90 | 89 | 104 | 116 | 138 | 203 | 208 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | -18 | -60 | 48 | -0 | -8 | 15 | 2 | -9 | -5 | -11 | -42 | |
0 | -2 | -51 | 36 | 10 | 0 | -15 | 6 | 7 | -1 | -0 | -0 | |
0 | 21 | 110 | -81 | -12 | 8 | -1 | -8 | 3 | 5 | 12 | 52 | |
Net Cash Flow | 0 | 1 | -1 | 3 | -3 | 0 | -1 | 0 | 1 | -1 | 1 | 10 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 6 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | 679 | 795 | 719 | |||||||||
Days Payable | 791 | 874 | 887 | |||||||||
Cash Conversion Cycle | -112 | -74 | -168 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Working Capital Days | -77 | 2,385 | 2,904 | 1,257 | 2,114 | 2,737 | 1,959 | 137 | 395 | -15 | -28 | -35 |
ROCE % | 11% | 8% | 9% | 8% | 6% | 8% | 10% | 10% | 15% | 8% | 8% | 9% |
Documents
Announcements
- Closure of Trading Window 2d
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 21 Mar
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 18 Mar
- Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011 18 Mar
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 15 Mar
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1][2]
MCFL is registered as a Non-Systematically Important Non-Deposit Taking NBFC. It has 6 branches in Maharashtra, 2 branches in Gujarat with 1 in Surat and 1 in Rajkot.