Viji Finance Ltd
Incorporated in 1994, Viji Finance Ltd is engaged in providing financial services[1]
- Market Cap ₹ 43.0 Cr.
- Current Price ₹ 3.15
- High / Low ₹ 3.30 / 1.05
- Stock P/E 2,148
- Book Value ₹ 0.85
- Dividend Yield 0.00 %
- ROCE 4.27 %
- ROE 3.64 %
- Face Value ₹ 1.00
Pros
- Promoter holding has increased by 9.80% over last quarter.
Cons
- Stock is trading at 3.69 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- Company has a low return on equity of 3.88% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|
1.37 | 1.72 | 2.31 | 1.76 | 0.99 | 0.94 | 1.22 | 2.09 | 1.84 | |
0.69 | 0.67 | 0.32 | 0.99 | 0.73 | 0.26 | 0.64 | 0.94 | 1.29 | |
Operating Profit | 0.68 | 1.05 | 1.99 | 0.77 | 0.26 | 0.68 | 0.58 | 1.15 | 0.55 |
OPM % | 49.64% | 61.05% | 86.15% | 43.75% | 26.26% | 72.34% | 47.54% | 55.02% | 29.89% |
0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.05 | 0.00 | 0.00 | |
Interest | 0.06 | 0.07 | 0.04 | 0.05 | 0.03 | 0.04 | 0.06 | 0.20 | 0.17 |
Depreciation | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.08 | 0.35 | 0.36 |
Profit before tax | 0.57 | 0.93 | 1.91 | 0.67 | 0.19 | 0.59 | 0.49 | 0.60 | 0.02 |
Tax % | 40.35% | 33.33% | 26.70% | 50.75% | 31.58% | 23.73% | 10.20% | 26.67% | |
0.34 | 0.62 | 1.40 | 0.33 | 0.13 | 0.45 | 0.44 | 0.43 | 0.02 | |
EPS in Rs | 0.02 | 0.04 | 0.10 | 0.02 | 0.01 | 0.03 | 0.03 | 0.03 | -0.01 |
Dividend Payout % | 66.18% | 12.10% | 5.89% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | -2% |
3 Years: | 28% |
TTM: | -3% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | -21% |
3 Years: | 49% |
TTM: | -97% |
Stock Price CAGR | |
---|---|
10 Years: | 2% |
5 Years: | 43% |
3 Years: | 64% |
1 Year: | 107% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 3% |
3 Years: | 4% |
Last Year: | 4% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|
Equity Capital | 7.50 | 7.50 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 |
Reserves | 0.96 | 1.30 | 1.95 | 2.18 | 2.31 | 2.91 | 3.35 | 3.79 | 3.91 |
1.05 | 3.05 | 3.18 | 3.94 | 4.30 | 3.55 | 4.67 | 9.20 | 11.16 | |
0.51 | 0.51 | 0.77 | 0.90 | 1.14 | 1.04 | 1.19 | 1.31 | 1.38 | |
Total Liabilities | 10.02 | 12.36 | 14.15 | 15.27 | 16.00 | 15.75 | 17.46 | 22.55 | 24.70 |
0.45 | 0.34 | 0.30 | 0.28 | 0.24 | 0.19 | 0.68 | 2.30 | 2.13 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.03 | 0.00 | 0.02 | 0.28 | 0.03 | 0.05 | 0.06 | 0.05 | 0.05 |
9.54 | 12.02 | 13.83 | 14.71 | 15.73 | 15.51 | 16.72 | 20.20 | 22.52 | |
Total Assets | 10.02 | 12.36 | 14.15 | 15.27 | 16.00 | 15.75 | 17.46 | 22.55 | 24.70 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|
-1.09 | -0.37 | -0.68 | -0.46 | 0.72 | -1.06 | -2.47 | ||
0.05 | -0.02 | -0.39 | 0.16 | -0.02 | -0.58 | -1.96 | ||
1.40 | 0.09 | 0.73 | 0.36 | -0.30 | 1.12 | 4.52 | ||
Net Cash Flow | 0.36 | -0.30 | -0.35 | 0.06 | 0.41 | -0.51 | 0.09 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 10.61 | 0.00 | 55.99 | 11.06 | 11.65 | 0.00 | 0.00 |
Inventory Days | ||||||||
Days Payable | ||||||||
Cash Conversion Cycle | 0.00 | 10.61 | 0.00 | 55.99 | 11.06 | 11.65 | 0.00 | 0.00 |
Working Capital Days | -119.89 | -55.17 | -91.65 | -105.77 | -368.69 | -368.88 | -308.16 | -193.85 |
ROCE % | 9.36% | 15.46% | 5.19% | 1.51% | 4.26% | 3.55% | 4.27% |
Documents
Announcements
- Corporate Action-Intimation of Right issue 9 May
- Board Meeting Outcome for Outcome Of The Meeting Of The Rights Issue Committee In Connection With The Rights Issue, Including The Specific Terms Of The Rights Issue, Such As The Determination Of The Rights Issue Price And Rights Entitlement Ratio, The Record Date. 9 May
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
8 May - Non-applicability of Annual Secretarial Compliance Report for the year ended 31st March, 2024.
- Closure of Trading Window 30 Apr
- Board Meeting Intimation for Revised Intimation For The Meeting Of The Rights Issue Committee Of Viji Finance Limited To Be Held On Thursday 9Th May, 2024 As Per Regulation 29 Of The SEBI LODR, 2015. 30 Apr
Annual reports
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
Business Overview[1][2][3]
Company is a Non Systematically Important
Non Deposit Taking Non-Banking Finance Company registered with RBI. It provides
working capital loans to corporates and most of the loans are unsecured. Loans are only extended to borrowers the promoter is familiar.