Oracle Financial Services Software Ltd

Oracle Fin.Serv. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Oracle Financial Services Software Ltd

₹ 7,581 0.27%
10 May - close price
oracle.com/financialservices BSE: 532466 NSE: OFSS
About

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited. [1]

Key Points

Products and Services
The co. offers Financial Services products by solutions like AML and Financial Crime Compliance, Retail & Corporate Banking, Risk and Finance, Revenue Management and Billing, Insurance, Cloud Infrastructure, Customer Acquisition and Experience, and a few more. [1]

Website BSE NSE
  • Market Cap ₹ 65,731 Cr.
  • Current Price ₹ 7,581
  • High / Low ₹ 9,023 / 3,500
  • Stock P/E 32.4
  • Book Value ₹ 714
  • Dividend Yield 3.17 %
  • ROCE 43.1 %
  • ROE 33.3 %
  • Face Value ₹ 5.00
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Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Stock is providing a good dividend yield of 3.17%.
  • Company has a good return on equity (ROE) track record: 3 Years ROE 31.7%
  • Company has been maintaining a healthy dividend payout of 101%

Cons

  • Stock is trading at 10.6 times its book value
  • The company has delivered a poor sales growth of 5.97% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: IT - Software Industry: Computers - Software - Medium / Small

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
897 1,041 957 940 958 1,059 1,001 1,083 1,112 1,117 1,080 1,375 1,213
369 401 410 429 465 488 525 550 540 564 579 589 595
Operating Profit 527 640 547 511 493 571 476 533 573 553 501 786 618
OPM % 59% 62% 57% 54% 51% 54% 48% 49% 51% 50% 46% 57% 51%
29 28 16 27 185 32 30 51 140 75 36 80 47
Interest 1 1 1 1 0 1 1 1 1 1 1 1 0
Depreciation 18 18 18 17 15 14 15 15 14 15 15 15 15
Profit before tax 537 650 544 520 663 587 491 568 697 614 522 851 650
Tax % 23% 26% 26% 25% 19% 25% 27% 24% 22% 26% 25% 18% 26%
413 480 403 388 540 439 360 430 543 455 394 700 479
EPS in Rs 48.01 55.70 46.80 45.00 62.62 50.87 41.65 49.83 62.86 52.60 45.46 80.81 55.29
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Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
2,938 3,159 3,341 3,528 3,736 3,862 3,581 3,526 3,645 3,896 4,256 4,784
1,814 1,985 2,040 2,223 2,367 2,406 1,683 1,595 1,489 1,705 2,103 2,326
Operating Profit 1,123 1,174 1,301 1,305 1,369 1,456 1,898 1,931 2,156 2,191 2,152 2,458
OPM % 38% 37% 39% 37% 37% 38% 53% 55% 59% 56% 51% 51%
440 621 376 213 380 89 139 169 116 256 253 240
Interest 0 0 0 0 0 0 0 8 5 3 3 2
Depreciation 59 64 63 50 67 57 50 83 80 68 58 60
Profit before tax 1,505 1,731 1,614 1,468 1,683 1,487 1,986 2,009 2,188 2,376 2,343 2,636
Tax % 32% 34% 34% 39% 23% 32% 35% 21% 25% 24% 24% 23%
1,029 1,148 1,058 898 1,288 1,006 1,282 1,583 1,639 1,811 1,773 2,028
EPS in Rs 122.44 136.48 125.04 105.80 151.35 117.77 149.51 184.29 190.48 210.00 205.16 233.98
Dividend Payout % 0% 0% 532% 95% 112% 110% 0% 98% 105% 90% 110% 103%
Compounded Sales Growth
10 Years: 4%
5 Years: 6%
3 Years: 9%
TTM: 12%
Compounded Profit Growth
10 Years: 6%
5 Years: 10%
3 Years: 7%
TTM: 14%
Stock Price CAGR
10 Years: 10%
5 Years: 17%
3 Years: 27%
1 Year: 113%
Return on Equity
10 Years: 30%
5 Years: 32%
3 Years: 32%
Last Year: 33%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 42 42 42 42 43 43 43 43 43 43 43 43
Reserves 7,250 8,413 2,948 3,915 2,633 3,764 3,837 5,465 5,603 5,759 5,962 6,141
0 0 0 0 0 0 0 55 30 52 39 23
1,034 1,314 2,813 1,065 2,426 844 565 503 511 587 594 679
Total Liabilities 8,326 9,769 5,803 5,022 5,102 4,651 4,445 6,067 6,188 6,441 6,638 6,887
374 338 297 251 253 221 249 294 232 227 209 176
CWIP 13 12 0 2 1 2 0 0 0 4 0 2
Investments 729 728 728 759 755 778 765 768 773 790 791 791
7,209 8,690 4,777 4,010 4,094 3,649 3,431 5,005 5,183 5,421 5,639 5,917
Total Assets 8,326 9,769 5,803 5,022 5,102 4,651 4,445 6,067 6,188 6,441 6,638 6,887

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
1,146 628 974 737 705 1,067 1,053 1,485 1,545 1,598 1,506 1,644
-1,234 -656 3,733 1,087 2,184 -1,287 274 -1,523 51 9 167 1,525
15 14 -4,690 -1,779 -925 -1,668 -1,267 -33 -1,570 -1,713 -1,651 -1,943
Net Cash Flow -73 -14 18 45 1,963 -1,888 60 -72 25 -106 22 1,225

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 120 134 76 83 50 60 50 43 46 52 54 63
Inventory Days
Days Payable
Cash Conversion Cycle 120 134 76 83 50 60 50 43 46 52 54 63
Working Capital Days 59 67 -189 15 -145 21 38 36 42 44 50 75
ROCE % 22% 22% 28% 42% 44% 46% 52% 43% 39% 41% 39%

Shareholding Pattern

Numbers in percentages

15 Recently
Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
73.21% 73.15% 73.12% 73.11% 73.02% 73.00% 72.99% 72.98% 72.90% 72.81% 72.78% 72.75%
10.02% 8.53% 8.25% 7.98% 7.45% 7.22% 6.75% 7.44% 7.79% 7.74% 6.89% 6.13%
8.34% 8.93% 9.28% 9.30% 9.43% 9.36% 9.17% 8.53% 8.46% 8.57% 9.48% 10.26%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%
8.42% 9.38% 9.34% 9.61% 10.10% 10.41% 11.09% 11.06% 10.84% 10.89% 10.85% 10.85%
No. of Shareholders 58,40275,50285,20799,0081,09,7031,19,3661,22,1831,15,9801,07,1001,01,79099,7071,10,913

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

Announcements

Annual reports