Five-Star Business Finance Ltd

Five-Star Business Finance Ltd

₹ 742 -3.39%
16 May - close price
About

Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI providing secured business loans to micro-entrepreneurs and self-employed individuals across South India.[1]

Key Points

Leading NBFC in South India[1] Five-Star Business Finance Limited is one of the fastest growing (65% CAGR between FY17 -FY21) NBFC-ND-SI providing secured business loans to microentrepreneurs and self-employed individuals.

  • Market Cap 21,694 Cr.
  • Current Price 742
  • High / Low 877 / 519
  • Stock P/E 138
  • Book Value
  • Dividend Yield 0.00 %
  • ROCE 17.0 %
  • ROE 16.0 %
  • Face Value 1.00

Pros

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Operating Profit
OPM %
Interest
Depreciation
Profit before tax
Tax %
EPS in Rs
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2018 Mar 2019
34 48 201 409
8 12 66 110
Operating Profit 26 35 135 299
OPM % 77% 74% 67% 73%
0 0 -0 0
Interest 10 14 57 76
Depreciation 0 1 3 4
Profit before tax 15 21 75 218
Tax % 35% 34% 28% 28%
10 14 53 157
EPS in Rs 9.73 12.82 27.88 65.55
Dividend Payout % 19% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 105%
TTM: 104%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 125%
TTM: 193%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: 41%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 16%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2018 Mar 2019
Equity Capital 10 11 19 24
Reserves 61 81 573 1,341
88 129 546 955
6 5 14 30
Total Liabilities 165 225 1,152 2,350
1 2 6 10
CWIP 0 0 0 0
Investments 0 4 0 0
164 219 1,145 2,340
Total Assets 165 225 1,152 2,350

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2018 Mar 2019
-20 -51 -476 -951
-0 -5 16 14
38 46 408 1,025
Net Cash Flow 17 -10 -53 88

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2015 Mar 2016 Mar 2018 Mar 2019
Debtor Days 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 0 0 0 0
Working Capital Days 435 372 0 -18
ROCE % 18% 17%

Shareholding Pattern

Numbers in percentages

2 Recently
Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
34.87% 34.87% 34.39% 31.30% 26.54% 26.51%
6.54% 6.98% 8.74% 50.22% 54.28% 56.06%
5.62% 5.05% 4.71% 7.52% 7.82% 6.97%
52.96% 53.10% 52.15% 10.97% 11.36% 10.44%
No. of Shareholders 27,69026,48130,65540,12151,90650,442

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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