AU Small Finance Bank Ltd
AU Small Finance Bank Limited is engaged in providing a range of banking and financial services including retail banking, wholesale banking, treasury operations and other services. [1]
- Market Cap ₹ 47,438 Cr.
- Current Price ₹ 639
- High / Low ₹ 813 / 554
- Stock P/E 139
- Book Value ₹
- Dividend Yield 0.16 %
- ROCE 12.4 %
- ROE 22.3 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -2.53%
- Earnings include an other income of Rs.612 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Banks Industry: Banks - Private Sector
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Revenue |
Interest |
Financing Profit |
Financing Margin % |
Depreciation |
Profit before tax |
Tax % |
EPS in Rs |
Gross NPA % |
Net NPA % |
Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
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Revenue | 667 | 813 | 1,206 | 1,429 |
Interest | 317 | 334 | 492 | 531 |
201 | 227 | 339 | 422 | |
Financing Profit | 148 | 252 | 375 | 476 |
Financing Margin % | 22% | 31% | 31% | 33% |
4 | -4 | 8 | 612 | |
Depreciation | 4 | 8 | 10 | 6 |
Profit before tax | 149 | 241 | 373 | 1,082 |
Tax % | 32% | 33% | 34% | 30% |
101 | 163 | 247 | 762 | |
EPS in Rs | 11.65 | 18.49 | 27.95 | 13.40 |
Dividend Payout % | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 29% |
TTM: | 19% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 49% |
TTM: | 38% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 15% |
3 Years: | 11% |
1 Year: | -11% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 23% |
Last Year: | 22% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
Equity Capital | 43 | 44 | 44 | 284 |
Reserves | 606 | 794 | 1,022 | 1,703 |
2,478 | 3,588 | 6,232 | 7,071 | |
249 | 397 | 634 | 753 | |
Total Liabilities | 3,377 | 4,823 | 7,933 | 9,812 |
23 | 24 | 30 | 36 | |
CWIP | 0 | 0 | 0 | 240 |
Investments | 65 | 65 | 89 | 2,150 |
3,289 | 4,733 | 7,813 | 7,386 | |
Total Assets | 3,377 | 4,823 | 7,933 | 9,812 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
-665 | -1,125 | -1,719 | 884 | |
593 | 3 | 39 | -1,800 | |
-148 | 1,153 | 1,958 | 1,022 | |
Net Cash Flow | -220 | 31 | 278 | 106 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | |
---|---|---|---|---|
ROE % | 22% | 26% | 22% |
Documents
Announcements
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Compliances-Reg.24(A)-Annual Secretarial Compliance
10 May - Listing Regulations read with SEBI Circular bearing Ref. No. CIR/CFD/CMD1/27/2019 dated February 08, 2019, we submit herewith the Annual Secretarial Compliance Report issued by M/s. …
- Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015 9 May
- Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015 3 May
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
2 May - Transcript of the conference call held on Wednesday, April 24, 2024 for the Financial Results of AU Small Finance Bank Limited ('the Bank') for the …
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Announcement under Regulation 30 (LODR)-Newspaper Publication
1 May - Of Listing Regulations, the newspaper advertisement regarding notice of postal ballot & remote e-voting to seek approval of the members of the Bank has been …
Annual reports
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Financial Year 2023
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Concalls
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May 2024Transcript PPT
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Business Segments
Personal Banking: It includes branch banking (Savings Account, Term Deposit, Bank Locker, Life & Health Insurance, General & Fire Insurance, Mutual Fund, and 3 in 1 Trading Account) and Loans & Advances (Vehicle Loan, Home Loan, Personal Loan, Gold Loan, and Credit Card).