Kreon Finnancial Services Ltd

Kreon Finnancial Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Kreon Finnancial Services Ltd

₹ 43.4 3.97%
16 May 10:57 a.m.
kreon.in BSE: 530139
About

Incorporated in 1994, Kreon Finnancial Services Limited is an NBFC which provides investing in long term and short-term projects, securities, debt related instruments, etc.

Key Points

Business Overview:[1][2]
Company is organized in two business segments viz. Commercial Lending Division non-digital lending arm of Kreon, and Digital Lending Division catering to advancement of loans to students via StuCred platform which was developed in 2019 as an internal start-up digital lending app. Company has tie-ups with 2000+colleges Pan-India where it provides unsecured small loans to students of affiliated colleges. Loan size range from Rs.500 to maximum of Rs.10000 and are repayable in 30 days. Company charges an application usage fee which is deducted upfront

Website BSE
  • Market Cap ₹ 87.9 Cr.
  • Current Price ₹ 43.4
  • High / Low ₹ 69.0 / 35.2
  • Stock P/E 418
  • Book Value ₹ 11.8
  • Dividend Yield 0.00 %
  • ROCE 2.00 %
  • ROE 2.52 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.

Cons

  • Stock is trading at 3.55 times its book value
  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has high debtors of 1,150 days.
  • Working capital days have increased from 659 days to 1,010 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Jun 2012 Sep 2012 Dec 2012 Mar 2013 Jun 2013 Jun 2017 Sep 2017 Dec 2017
0.00 7.01 1.66 0.32 4.89 7.12 0.27 0.18 0.16 0.15
0.00 5.49 1.49 0.35 4.84 5.76 0.16 0.15 0.24 0.13
Operating Profit 0.00 1.52 0.17 -0.03 0.05 1.36 0.11 0.03 -0.08 0.02
OPM % 21.68% 10.24% -9.38% 1.02% 19.10% 40.74% 16.67% -50.00% 13.33%
0.00 0.01 0.00 0.00 0.00 0.74 0.00 0.00 0.00 0.02
Interest 0.00 0.26 0.19 -0.18 0.00 0.89 0.00 0.02 0.04 0.03
Depreciation 0.00 0.10 0.10 -0.08 0.00 0.39 0.00 0.02 0.02 0.02
Profit before tax 0.00 1.17 -0.12 0.23 0.05 0.82 0.11 -0.01 -0.14 -0.01
Tax % 4.27% 0.00% 0.00% 0.00% 26.83% 0.00% 0.00% 0.00% -100.00%
0.00 1.12 -0.12 0.23 0.05 0.06 0.11 -0.01 -0.13 -0.02
EPS in Rs 0.14 0.05 0.33 0.11 -0.01 -0.13 -0.02
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Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013
17.86 0.86
16.05 0.55
Operating Profit 1.81 0.31
OPM % 10.13% 36.05%
0.44 -0.04
Interest 1.07 0.05
Depreciation 0.42 0.04
Profit before tax 0.76 0.18
Tax % 21.05% 0.00%
0.59 0.17
EPS in Rs 0.17
Dividend Payout % 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -95%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -30%
Stock Price CAGR
10 Years: 12%
5 Years: 45%
3 Years: 86%
1 Year: 6%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 3%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Sep 2017
Equity Capital 5.02 10.06 10.06
Reserves -0.76 2.34 1.79
7.83 0.00 1.31
18.68 0.77 0.78
Total Liabilities 30.77 13.17 13.94
1.87 0.01 0.25
CWIP 0.00 0.00 0.00
Investments 1.26 5.06 2.59
27.64 8.10 11.10
Total Assets 30.77 13.17 13.94

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013
Net Cash Flow

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013
Debtor Days 316.97 1,150.17
Inventory Days 226.10
Days Payable 260.23
Cash Conversion Cycle 282.84 1,150.17
Working Capital Days 307.57 1,010.12
ROCE % 2.00%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
45.53% 45.53% 47.49% 48.24% 48.24% 48.24% 48.24% 50.60% 50.60% 55.60% 55.60% 55.60%
54.47% 54.47% 52.51% 51.76% 51.76% 51.76% 51.76% 49.41% 49.41% 44.41% 44.40% 44.41%
No. of Shareholders 2,7262,7193,3463,4053,1533,0933,1183,1653,2773,2683,3903,543

Documents

Announcements

Annual reports

Credit ratings