Apollo Finvest (India) Ltd
Incorporated in 1985, Apollo Finvest (India) Ltd is in the business of Financial Services and management of investment property[1]
- Market Cap ₹ 368 Cr.
- Current Price ₹ 987
- High / Low ₹ 1,360 / 445
- Stock P/E 38.4
- Book Value ₹ 152
- Dividend Yield 0.00 %
- ROCE 19.9 %
- ROE 21.5 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0.60 | 1.15 | 1.67 | 3.30 | 1.75 | 1.10 | 1.78 | 3.56 | 28.25 | 15.17 | 70.10 | 44.38 | 20.05 | |
0.90 | 0.81 | 0.75 | 0.99 | 0.91 | 1.26 | 0.71 | 1.60 | 18.22 | 10.04 | 56.58 | 30.81 | 9.33 | |
Operating Profit | -0.30 | 0.34 | 0.92 | 2.31 | 0.84 | -0.16 | 1.07 | 1.96 | 10.03 | 5.13 | 13.52 | 13.57 | 10.72 |
OPM % | -50.00% | 29.57% | 55.09% | 70.00% | 48.00% | -14.55% | 60.11% | 55.06% | 35.50% | 33.82% | 19.29% | 30.58% | 53.47% |
0.04 | 0.04 | 0.06 | 0.08 | 0.26 | 0.14 | 0.13 | 0.15 | 0.57 | 0.77 | 3.90 | 1.77 | 1.51 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.23 | 1.29 | 0.08 | 0.15 | 0.49 | 0.20 |
Depreciation | 0.04 | 0.02 | 0.02 | 0.07 | 0.07 | 0.07 | 0.09 | 0.14 | 0.15 | 0.22 | 0.23 | 0.31 | 0.20 |
Profit before tax | -0.30 | 0.36 | 0.96 | 2.32 | 1.03 | -0.09 | 1.11 | 1.74 | 9.16 | 5.60 | 17.04 | 14.54 | 11.83 |
Tax % | 50.00% | 13.89% | 17.71% | 24.57% | 16.50% | 233.33% | 2.70% | 13.22% | 27.40% | 26.79% | 25.29% | 30.67% | |
-0.16 | 0.30 | 0.79 | 1.76 | 0.86 | 0.11 | 1.09 | 1.51 | 6.64 | 4.10 | 12.72 | 10.08 | 9.58 | |
EPS in Rs | -0.43 | 0.80 | 2.11 | 4.70 | 2.30 | 0.29 | 2.92 | 4.05 | 17.80 | 10.99 | 34.09 | 27.02 | 25.68 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 44% |
5 Years: | 90% |
3 Years: | 16% |
TTM: | -64% |
Compounded Profit Growth | |
---|---|
10 Years: | 42% |
5 Years: | 57% |
3 Years: | 15% |
TTM: | -32% |
Stock Price CAGR | |
---|---|
10 Years: | 66% |
5 Years: | 77% |
3 Years: | 52% |
1 Year: | 91% |
Return on Equity | |
---|---|
10 Years: | 18% |
5 Years: | 24% |
3 Years: | 25% |
Last Year: | 21% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 3.74 | 3.74 | 3.74 | 3.74 | 3.74 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 |
Reserves | 7.96 | 8.26 | 9.05 | 10.82 | 11.68 | 11.80 | 12.88 | 14.73 | 21.31 | 25.40 | 38.16 | 48.27 | 53.06 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.54 | 35.11 | 24.18 | 46.23 | 11.25 | 4.90 | |
2.12 | 1.83 | 1.93 | 1.91 | 0.24 | 0.13 | 0.36 | 0.59 | 5.73 | 6.59 | 19.53 | 10.32 | 8.97 | |
Total Liabilities | 13.82 | 13.83 | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.57 | 70.66 |
0.17 | 0.15 | 0.14 | 1.12 | 1.05 | 1.17 | 1.09 | 7.25 | 7.38 | 4.70 | 4.83 | 4.59 | 3.21 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 6.55 | 6.34 | 6.11 | 5.56 | 4.76 | 6.26 | 4.19 | 2.72 | 25.61 | 27.72 | 30.98 | 48.70 | 42.22 |
7.10 | 7.34 | 8.47 | 9.79 | 9.65 | 8.23 | 11.69 | 19.62 | 32.89 | 27.48 | 71.84 | 20.28 | 25.23 | |
Total Assets | 13.82 | 13.83 | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.57 | 70.66 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-1.79 | -1.13 | -0.13 | 0.03 | 0.44 | 0.52 | -1.74 | -2.41 | 26.12 | 6.25 | -11.53 | 24.18 | |
1.75 | 1.13 | 0.15 | 0.13 | -0.49 | -0.58 | 3.99 | -4.21 | -23.47 | 0.22 | 0.59 | -16.20 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 5.21 | -2.08 | -4.09 | 9.94 | -10.43 | |
Net Cash Flow | -0.04 | 0.00 | 0.02 | 0.17 | -0.05 | -0.06 | 2.25 | -1.41 | 0.57 | 2.38 | -1.00 | -2.45 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 73.00 | 95.22 | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 73.00 | 95.22 | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Working Capital Days | -322.42 | -15.87 | -34.97 | -49.77 | 214.83 | 305.27 | 403.96 | 46.14 | -52.46 | -124.63 | -84.14 | -62.59 |
ROCE % | -2.55% | 3.04% | 7.75% | 16.89% | 5.94% | -0.90% | 6.66% | 8.55% | 23.44% | 10.01% | 24.31% | 19.86% |
Documents
Announcements
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 26 Apr
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Compliance Certificate For The Period 01/04/2023-31/03/2024
11 Apr - Certificate under Regulation 7(3) of the SEBI (LODR) Regulation, 2015
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
10 Apr - Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended on March 31, 2024.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
6 Apr - Newspaper advertisement of Notice of Postal Ballot & E-Voting
- Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 5 Apr
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Concalls
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Feb 2024TranscriptPPT
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Nov 2023TranscriptPPT
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Aug 2023TranscriptNotesPPT
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May 2023TranscriptPPT
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Feb 2023Transcript PPT
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May 2022TranscriptNotesPPT
Business Overview:[1][2][3]
AFL is an Non Systematically Important Non Deposit Taking Non Banking Financial Company which provides Full stack technology based, neutral B2B2C platform to Financial Technology companies, to offer digital loans. Company has built a technology stack that can process any loan of any size digitally, thereby bringing the cost of processing each loan to nearly zero. Till date, company has worked with 50+ fintechs and has disbursed over 17 lakh loans