GSB Finance Ltd
Incorporated in 1982, GSB Finance Ltd does trading and investment in shares and securities[1]
- Market Cap ₹ 9.44 Cr.
- Current Price ₹ 15.7
- High / Low ₹ 20.1 / 8.25
- Stock P/E 6.38
- Book Value ₹ 23.6
- Dividend Yield 0.00 %
- ROCE 3.00 %
- ROE 0.58 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.67 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 1.72% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
28.14 | 114.44 | 10.09 | 74.53 | 15.72 | 10.31 | 13.24 | 6.86 | 1.78 | 1.48 | 2.50 | 3.26 | 3.12 | |
27.84 | 112.91 | 9.69 | 73.87 | 15.40 | 9.10 | 12.80 | 6.76 | 1.46 | 0.61 | 1.84 | 2.73 | 0.96 | |
Operating Profit | 0.30 | 1.53 | 0.40 | 0.66 | 0.32 | 1.21 | 0.44 | 0.10 | 0.32 | 0.87 | 0.66 | 0.53 | 2.16 |
OPM % | 1.07% | 1.34% | 3.96% | 0.89% | 2.04% | 11.74% | 3.32% | 1.46% | 17.98% | 58.78% | 26.40% | 16.26% | 69.23% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest | 0.30 | 0.43 | 0.25 | 0.35 | 0.01 | 0.03 | 0.04 | 0.01 | 0.26 | 0.37 | 0.30 | 0.46 | 0.44 |
Depreciation | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.01 | 0.00 | 0.00 |
Profit before tax | -0.02 | 1.08 | 0.13 | 0.30 | 0.29 | 1.16 | 0.38 | 0.07 | 0.04 | 0.50 | 0.35 | 0.07 | 1.72 |
Tax % | -950.00% | 35.19% | -123.08% | 80.00% | 48.28% | 47.41% | 31.58% | 42.86% | 150.00% | 42.00% | 31.43% | -14.29% | |
-0.21 | 0.70 | 0.28 | 0.05 | 0.16 | 0.62 | 0.26 | 0.03 | -0.01 | 0.29 | 0.25 | 0.07 | 1.48 | |
EPS in Rs | -0.35 | 1.17 | 0.47 | 0.08 | 0.27 | 1.03 | 0.43 | 0.05 | -0.02 | 0.48 | 0.42 | 0.12 | 2.47 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 24.19% | 57.69% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | -30% |
5 Years: | -24% |
3 Years: | 22% |
TTM: | -29% |
Compounded Profit Growth | |
---|---|
10 Years: | -21% |
5 Years: | -23% |
3 Years: | 108% |
TTM: | 429% |
Stock Price CAGR | |
---|---|
10 Years: | 14% |
5 Years: | 13% |
3 Years: | 7% |
1 Year: | 36% |
Return on Equity | |
---|---|
10 Years: | 2% |
5 Years: | 1% |
3 Years: | 2% |
Last Year: | 1% |
Balance Sheet
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 5.97 | 5.97 | 5.97 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
Reserves | 3.33 | 4.03 | 4.32 | 4.38 | 4.58 | 5.35 | 5.48 | 5.34 | 5.33 | 5.69 | 6.00 | 6.09 | 8.14 |
2.30 | 2.49 | 2.69 | 0.00 | 0.50 | 0.00 | 0.01 | 3.00 | 4.26 | 3.01 | 4.75 | 6.44 | 5.41 | |
0.70 | 0.49 | 0.11 | 0.17 | 0.11 | 1.02 | 0.15 | 0.12 | 0.26 | 0.35 | 0.39 | 0.27 | 0.03 | |
Total Liabilities | 12.30 | 12.98 | 13.09 | 10.55 | 11.19 | 12.37 | 11.64 | 14.46 | 15.85 | 15.05 | 17.14 | 18.80 | 19.58 |
0.18 | 0.15 | 0.13 | 0.12 | 0.10 | 0.08 | 0.08 | 0.06 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.07 | 0.13 | 0.12 | 0.13 | 0.12 | 0.20 | 0.19 | 0.20 |
12.10 | 12.81 | 12.94 | 10.41 | 11.07 | 12.22 | 11.43 | 14.28 | 15.69 | 14.90 | 16.92 | 18.59 | 19.36 | |
Total Assets | 12.30 | 12.98 | 13.09 | 10.55 | 11.19 | 12.37 | 11.64 | 14.46 | 15.85 | 15.05 | 17.14 | 18.80 | 19.58 |
Cash Flows
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0.38 | -0.23 | -0.12 | 2.52 | -0.50 | 0.55 | 0.21 | -2.68 | -1.38 | 1.60 | -2.05 | -1.72 | |
0.14 | 0.02 | 0.01 | 0.01 | 0.01 | -0.06 | -0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | |
0.11 | 0.19 | 0.19 | -2.66 | 0.50 | -0.50 | -0.18 | 2.81 | 1.26 | -1.24 | 1.73 | 1.70 | |
Net Cash Flow | -0.13 | -0.02 | 0.08 | -0.13 | 0.00 | 0.00 | 0.02 | 0.14 | -0.11 | 0.36 | -0.32 | -0.03 |
Ratios
Figures in Rs. Crores
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 8.82 | 0.92 | 13.75 | 0.44 | 0.23 | 4.96 | 0.28 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Days | 26.64 | 4.50 | 66.12 | 5.91 | 28.69 | 86.94 | 38.36 | 69.36 | 500.81 | 461.53 | 215.35 | |
Days Payable | 8.21 | 0.55 | 0.39 | 0.05 | 0.24 | 30.66 | 0.00 | 0.00 | 0.00 | 30.17 | 0.00 | |
Cash Conversion Cycle | 27.25 | 4.88 | 79.48 | 6.30 | 28.68 | 61.24 | 38.63 | 69.36 | 500.81 | 0.00 | 431.36 | 215.35 |
Working Capital Days | 143.98 | 38.85 | 457.61 | 50.00 | 254.01 | 395.45 | 52.93 | 93.64 | 340.39 | 389.66 | 280.32 | 190.34 |
ROCE % | 2.40% | 12.54% | 2.98% | 5.57% | 2.80% | 10.61% | 3.68% | 0.62% | 2.00% | 5.74% | 4.13% | 3.00% |
Documents
Announcements
- Annual Disclosure Under Regulation 31(4) Of SEBI (Substantial Acquisition Of Shares & Takeover) Regulations, 2011 10 May
- Annual Disclosure Under Regulation 31(4) Of SEBI (Substantial Acquisition Of Shares & Takeover) Regulations, 2011 10 May
- Compliance Certificate Under Regulation 40(9) Of SEBI(LODR )Regulations ,2015 For Financial Year Ended 31St March,2024 18 Apr
- Compliance Certificate Under Reg 7(3) Of SEBI (LODR) Regulation, 2015 For The Financial Year Ended 31St March 2024 12 Apr
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
11 Apr - Certificate under Reg.74(5) of SEBI(Depository and Participants),2018 received from RTA of the company-Link intime India Private Limited for the quarter ended March 31, 2024
Annual reports
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Financial Year 2023
from bse
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Business Overview:[1][2]
Company is a part of GSB Group which is into securities and capital market. It provides financial services, investment and trading in shares